4 Ways People Can Commit Identity Theft Without Your Knowledge

Michelle Knudson
Identity Theft can happen to nearly everyone that even take steps to protect themselves from identity theft. Identity Theft is a common problem in the United States. People need to take a few minutes to educate yourself on four ways on how identity theft happens each day in the world.

Stolen Social Security Number

People often discover identity theft when they found out that they have work credits from an employer that he or she has never worked at before. He or she discovers that someone used his social security number to obtain a job for several years or months. Many fugitives use someone else social security number to stay under the radar in the world.

Mortgage Lenders

People can commit identity theft at mortgage lenders quite easy. Anyone from the receptionist to the loan officer can steal your identity off of the application form. It is quite easy for them to steal your identity since lenders know nearly everything about you. You produce them with a bunch of information about personal details and finances where they can actually become you.

Drivers License

Many identity thefts are committed when someone gets a driver license or state ID issued to them in your name. Some victims of identity theft have discovered that someone got a duplicate copy of a drivers license with a different picture. Many con artists just supply the driver license division with the driver license number and request a new drivers license on the old system in some databases. Con Artists frequently get new ID cards in another state when they steal a persons identity since it takes several years or months to be discovered.

Credit Cards

Credit Cards can be opened up in your name by someone that stole your identity. Men usually only notice the credit card con artist stealing their identity when they pull a credit report. Another method that people discover identity fraud is when they see other unknown addresses listed on the credit report. Some con artists actually have the new credit cards bills sent to the persons home which only buys the con artist about a month before it is discovered.

My reference is Experian http://www.experian.com/ask_max/max092006d.html

Published by Michelle Knudson

Michelle is a freelance writer who has sold and published over 550 articles. Her writing strengths include, business, financial topics and relationships. You may contact her at michelle@michelleknudsonwrite...  View profile

1 Comments

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  • Sandy James4/28/2010

    It's quite scary, isn't it?

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