6 Deadly Banking Sins

clarissa
Ever tick a teller off? Well, maybe you did and you just didn't know it. Believe it or not, bank tellers get ticked off everyday, and too often, they don't let you know when it's happening. You can avoid any intentional or unintentional mistakes however, if you know what the six deadly banking sins are. Six is for ticks, meaning these things sure will tick a teller off. How do I know? Well I used to be a bank teller at one of the big east banks. Commerce, PNC, Wachovia, and Sovereign bank are included in this group. And don't worry, bank tellers aren't still mad at you---at least after they quit the job.

1. Coming into the bank everyday, making very small transactions, but asking for you balance as if your account has changed all that much since yesterday.
No teller likes to constantly be checking your balance. It's an extra step in the bank transaction process. Often, in banks the lines are very long, and when you ask for a balance that you don't need, you are holding things up, period. So, you might want to do tellers a favor and check your balance either online or over the phone.

2. Cashing a check for thousands of dollars and asking for it back in tens, fives, and ones. What? Believe me, it happens often enough for me to mention it here. People come into the bank and expect you to work a miracle and do it in about 2 minutes or less. Hey, tellers have a hard enough time as it is balancing their drawers at the end of the day without you making life more difficult for them. It's hard to make absolutely sure there's not an extra one or five in there somewhere. So please, do bank tellers a favor and ask for large bills.

3.Coming into the bank five minutes before it closes.
Bank tellers begin to count their drawers out about 15 minutes before closing. So when you come in at 5 of closing time, you're stopping someone from counting up all of their cash and getting out of work on time.

4. Coming into the bank all happy and cheery at lunchtime.
I'm sorry, but I had to mention this one. Lunch time is just about the busiest time of the bank day, especially on a Friday when there's a lot of checks being cashed or on a Monday when a lot of businesses start dropping off their deposits. Bank tellers are doing all they can to deal with the inflow of people, and their doing pretty good...if no one has called out that day. When you come in with your cheery little self, look out. One of those tellers is probably just a little bit annoyed at that moment.

5. Coming into the bank and talking about how nice the weather is
I'm not really sure why some people don't know not to this one already, but a bank teller has been in the bank all day. They can't get out in the sun, so why let them know what they are missing out on? I mean, if you can't help but talk about it, you just can't help it, but just remember, check those receipts before you leave.

6 Starting a conflict in the drive-thru.
"Excuse me miss, the reason I didn't have my id last time I came in was because I left it in the ATM machine here last week. Don't you have it in your drawer? Why didn't you tell me I left it here? You should have watched out for me. Excuse me miss? I know you have customers. Don't walk away from me when I'm talking to you...."

Can we say, tacky and annoying and ----don't forget to check your receipts.

Those are the 6 deadly banking sins. Try not to commit them next time you have to make a deposit. .

Published by clarissa

Clarissa's been writing for over 10 years in several different sectors including her college newspapers, local magazines, and online media.  View profile

  • Hey, tellers have a hard enough time as it is balancing their drawers at the end of the day
Bank tellers are doing all they can to deal with the inflow of people, and their doing pretty good...if no one has called out that day.

1 Comments

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  • Jane Winstead10/8/2007

    I would suggest that if these things tick off a bank teller he/she should look for a different job. The first few years of my "working career" was as a bank teller. Since bank tellers are human, they make mistakes. A couple of times I gave a customer too much money back. She counted it out in front of me and returned it. Then there were the customers that were so very nice. The "nice" outnumbered the "nasty."

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