A Review of the You Need a Budget Software
Preliminary Look at the Software
The software installed through Adobe air with no problems. I was given two options to create or open the file. I selected create a new file. Next, I was given two more options. The options are personal/family use and small business use. That menu allows you to set up your own currencies so if you live anywhere other than the United States, you are not locked out of the program.
Because I live in the United States, I selected the USD option in the top left pull-down menu. The right pull-down menu is the Currency Display Format. The dollars amounts are for the US, Quecha Ecuador, Spanish Ecuador, Spanish El Salvador, and Spanish Puerto Rico. The bottom left (and final) pull-down menu in this section is the Date Format. Here, you have a whole list of options. There are too many to list here, so I will move on to the next section.
The left panel contains accounts, budget, reports and help. You can also add a new account in this section.
Welcome to YNAB lists for rules to become financially sound. I clicked on Rule Number One: Give Every Dollar a Job. Other titles include: Rule Two - Save for a Rainy Day, Rule Three - Roll with the Punches, and Rule Four - Stop Living Paycheck to Paycheck.
The explanations of the rules were clear it with visual elements to add appeal. Table of contents set up in the left sidebar is makes it very easy to navigate the system. I appreciate how very user-friendly this program is.
Creating new accounts involves entering your information. The budget section will give you a budget sheet. Two reports are available which you can print or export to your computer. The first is the spending report, and the second is the net income/networks. You also get to view your trends and tolls via crafts.
Conclusion
At first glance, I thought $60 was a bit pricey for budgeting software. After going to the website and testing out the software, I know that YNAB is more than just a budget tally sheet. It will educate you on how to become financially secure.
The Contributor has no connection to nor was paid by the brand or product described in this content.
Published by Deborah Woehr
I am a freelance researcher and writer with 12 years experience under my belt, an avid reader, and the author of two books. I enjoy writing about technology, restaurants in my area, my favorite books and mov... View profile
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