Are Credit Card Companies Scamming the Consumers?

Have you looked at the due dates on your credit cards and compared them to previous months? I have cards with three different companies, and they are all doing this now, which has caused late fees and over limit fees because the late fees maxed out the card. I don't know about anyone else, but I think this is a major scam. How can a due date fluctuate by almost a week? My husband and I have dealt with that exact scenario a number of times, with different card companies, and now a company we have been with for about 6 years, started doing it this month. Fortunately the "new" due date was a couple of days after the due date that we have had for 6 years, but the other companies have changed it by a week, a week BEFORE our usual due date.

I know there are many families that live pay period to pay period and depend on credit cards to survive. I am not saying it is the right way to live, but some get trapped due to need and lack of income due to no fault of their own, (disabilities), and have no other choice, then they are trapped in the debt. These people usually are on a fixed income and depend on their bills being due the same day each month. When a creditor changes that due date, it causes the card holder to be assessed a late fee, and if that late fee throws the card over the limit, the card holder is then also charged an over limit fee! Now the card holder has to pay three times the payment, and in many cases they do not have the extra funds available to pay the extra fees, so they compile and become so bad, that most times the card holder has no choice but to not pay and deal with the consequences.

So I ask, are credit card companies scamming the consumers? In my opinion they are, and I am about fed up with it. We have two cards with the same company, and they have changed the due dates on the two cards that we have with them by a week, when they had always been due on the same day before. Now they are occasionally due on the same day, but can spread out to a week apart.

Look at your credit card bills from the past few months and see if the due date fluctuated at all. If it did, then you may want to do what I plan to do, and that is send an e-mail to the BBB and report these companies. I don't know if it will have any impact, but I do know that doing nothing at all will certainly have no impact, so why not write and tell what is being done, and help make a difference, it will only take a few minutes of your time.