Auto Insurance Claims: Recorded Statements

When involved in an auto accident anybody wants to give their statement about what happened to tell their side of the story. Whether you feel it was your fault or not you will tell your story to anybody who will listen, including your auto insurance adjuster. However, this all changes when the word "statement" is joined together with the word "recorded". Suddenly people jump and squirm and generally feel uncomfortable, here are a few reasons why that is not the feeling you should have.

-Trust! You can trust the words that are coming out of the adjuster's mouth and trust that your words are going to be heard when the statement is being recorded. There is no way to guarantee that your word is being understood or accepted when a statement isn't recorded. Auto insurance companies want to have the most accurate information possible and by recording their questions and your answers they are getting closer to achieving this.

-Credibility! This may blow your mind, but when a statement is going to be recorded you should be relieved. It is when you give a statement to an auto insurance company and it is not recorded that you should worry. Recorded statements given by auto insurance adjusters can be used in a court of law, meaning your words will be heard by judge or jury. That is significantly different that a statement without a recorded line.

-Security! Recorded statements aren't just recorded by auto insurance companies to prove what was said about the accident, they are recorded to prove who was on the call. If someone has stolen your identity and they provide incorrect information or speak completely different from you this could be discovered by listening to the recorded statement. If you weren't in an auto accident, why deal with the issues that come along with one?

The only time you should be concerned about your recorded statement is if you have been lied to by the auto insurance company or their insured before. If this has happened and you have legal counsel, make sure you don't do the recorded statement with the insurance company until the attorney is ready.