Auto Insurance Tip: Safe Driving in Severe Winter Weather

As winter approaches, driving conditions can be quite dangerous with snowy weather, icy roads, high winds and rain. In order to protect yourself and loved ones in terrible weather the following tips may help you in hazardous conditions.

On ice or snow

• Remember bridges and overpasses freeze first, take caution, slow down and avoid sudden changes in speed or direction.
• Keep windows clear.
• Keep your speed steady and slow - but not so slow that your car gets stuck in deeper snow.
• Use your brakes cautiously. Abrupt braking can cause brake lock-up and cause you to lose steering control.
• To make Antilock Brakes work correctly, apply constant, firm pressure to the pedal. During an emergency stop, push the brake pedal all the way to the floor, if necessary, even in wet or icy conditions.
• If you get stuck in snow, straighten the wheels and accelerate slowly. Avoid spinning the tires. Use sand or cinders under the drive wheels.

In high winds

• It is best not to drive a trailer, van or other "high-profile" vehicle in high winds
• If driving in high winds, use extra caution near trailers, vans or vehicles carrying lightweight cargo.

When it rains

• Slow down. Roads usually prove more slippery than they would seem.
• Turn on your lights. Use the defroster or air conditioner to keep windows and mirrors clear.

Don't forget yearly winter weather maintenance can help prepare you for wintry weather. Replace windshield wipers, tires if needed, check your brakes and top off all of your vehicle fluids. Safe driving is not only important for keeping yourself out of harm's way, it also helps you avoid accidents and keep your auto insurance rate low.