Available Options to Finance a Plastic Surgery

You have found that you must change the shape of your eyes to look more oriental and you approach a cosmetic surgeon. You carry-out the necessary risk assessment and select the best surgeon available. The surgeon gives you all the information you need about the procedure, the risks, the recovery process and the fees!

You can expect to pay as little as $300 for a minor procedure going up to several times ten thousands dollars for a major operation. Fees between $2000 and $10000 are typical charges one can expect for the majority of operations.

When you contact your medical health insurance provider, you are advised that the procedure falls within the section of operations termed "elective". This means that it is not part of the procedures the health insurance company covers. The procedure is not considered as addressing a health threat: one option gone.

You check with your bank and find out that your savings will hardly make a dent in the fee charged: option two gone.

Your bank manager laughs at you when you ask for a loan or offers you an interest in the 30's: option three gone.

You turn your house upside down looking for assets to dispose of and you find nothing that will even make it into a garage sale: option four gone.

What options have you then to pay for this procedure?

You need not give up your dream; there are numerous options available to you that you can opt for. But beware! As with any financing scheme there are sharks lurking in both clear and murky waters of the financiers.

One credit card company, Capital One does offer financing for plastic surgery. The loans available can be up to $25000 with a five year repayment schedule. Interest rates will vary from about 1.9% to 23%. The interest rate will depend on your risk profile. The company is in the business of finance and taking finance risk not charity! If your credit is good, your interest rate will be low and the converse is true.

Mentor Corporation on the other hand, provides interest free credit on a two-year monthly repayment plan, but only for breast enlargement operations. The company manufactures the breast implants and can therefore afford to provide the finance as they will be financing their own customer. Similar plans are also available from the automotive industry. This assures them of sales and they still make their handsome profits.The very last option is credit cards. Take this option, really, as a last resort as you will find that the interest rates charged are scandalous. If you need is high enough, you may consider the cost justifiable.

There you are! No more mystery about how to finance your very "necessary" cosmetic surgery requirement!

*Attractive Rates On Cosmetic Procedures, CapitalOneHealthcareFinance.com

*The Mentor Advantage- Breast Implant Limited Warranty, Mentorcorp.com