Becoming a Full Time Stay at Home Mom

Do you dream of becoming a stay at home mom? I did since the moment I found out I was pregnant. My mom stayed home with my siblings and I and I really feel we highly benefited from her being there. I want the same life for my kids. I was a stay at home mom for a few years and ended up needed to go back to work to help with the family income. I am currently working to get my family out of debt and finding ways to make money online so that I can be a full time stay at home mom again.

My first step in becoming a full time stay at home is to get my family out of debt. I am sick of living paycheck to paycheck and paying ridiculous finance charges. To do this I took a class called

I started the plan by making a detailed budget of ALL of our expenses. I literally tracked every single dime. I then figured out ways to cut out some items, like sale shopping to drop the grocery bill. After figuring all of our expenses I found that were spending more than we make. This is when I picked up a part time job to help throw money at our debt. At this point we were well over $20,000 in debt, not counting our mortgage.

The first step in Dave Ramsey's plan is to save $1000 in a mini emergency fund and to stop using credit cards. I completed step one in a few months and went on to the hard step: pay off ALL non mortgage debt. This is the step I am still on today. Once I have this step complete, I am going to be able to be a full time stay at home mom again! I am making progress because I am

After becoming debt free and returning home to my kids full time I will continue to work on making some online income in my spare time. I would like to contribute to the family income while also being around as much as possible for my kids. If you are a mom out there that wants to stay at home full time with your kids, it is definitely possible. Financial Peace University which was created by Dave Ramsey, a Christian financial counselor. To be able for us to make it one income we must be out of debt. making money online, from side jobs, and am also working part time.