Bogleheads.Org For Great Investment Info

Do you feel buffeted (excuse the pun) by the stock market? By its ups and downs and what seems to be mostly downs now. Are you a novice investor and by novice investor I'm not talking about years in the market, I'm referring to the average, invest-in-the dark individual who relies on newsletters, cnbc, Jim Cramer or hot tips. In other words, the investor who buys at the top and sells at the bottom. If that describes you as it does me and from the reading I've been doing it seems to describe most individual investors, then Bogleheads.org is the site for you.

Bogleheads.Org follows the investment philosophy of the great investor and founder of Vanguard funds, John Bogle. In other words, one should invest in no-load, low cost funds as their management fees are some of the lowest among fund families and in time, high managment fees will erode one's returns. Individual stocks are frowned upon as being too risky for the average individual. Slow and steady investing seems to be the boglehead motto.

Bogleheads.org has a vast array of informative articles and links to just about anything and everything related to investing. There are links to Investment Planning and Portfolio Questions, as well as Bogleheads Wiki a Wikipedia site created by members of the Boglehead forum. You'll learn anything and everything about investing on that link. The information that is available on Bogleheads.org is truly mind Bogling.

The link to Portfolio Help is my favorite. First sign up to be a Boglehead. And in true Boglehead spirit, it's free. And your Email address is not for public view. Instead once you choose a username and password you are ready to take advantage of the Portfolio Help link. Just post a question and you'll be amazed at the responses you get from obviously knowledgeable, informed, intelligent individuals who are serious about helping you with your portfolio questions. Some of these individuals have actually written books on investing or I know of one who runs a portfolio advisory firm. I love that they never "talk" down to you but take your questions seriously and offer serious, well-thought out , honest advice.

You can even post your entire portfolio with percentages on the Boglehead site. And you will receive a great deal of informed feedback. Of course, most of the individuals on the site adhere to the Boglehead view of investing in low cost funds and of course, as you can judge by the name, there is a propensity toward Vanguard funds (and who can blame them) but they are not adverse to low cost funds from other companies. DFA seems to be another favorite.

i have posted many questions and the responses I've received have been very helpful. I admit I wish I'd actually carried out many of their suggestions. Unfortunately i didn't. But as you learn from the site, it is never too late to learn and make informed changes to one's investment portfolio. It is also wonderfully informative to read submissions by the other questioners and the responses they receive. I can't tell you how often I go to that site. I'm often on it as I watch some mind numbing TV show.

Every time I go to the stock market site of Bogleheads.Org I'm amazed by what an informative, interesting and helpful site it is. And one can't help but realize that Vanguard funds with its low expense ratio is often the way to go. i only wish this educational investment site had been around when I first started investing in the stock market. However, the individuals on this site make you feel it is never too late to improve one's investing approach.