Branch Banking & Trust's (BB&T) EasySend Free International Money Transfer Card

Ken Cleaver
As Americans it can be quite bothersome to go abroad and watch all of those international charges build up on the bank account. Having lived in England for the past nine months I have probably spent about $100-150 or so on international charges in total! However, I finally found a way around that.

My bank, Branch Banking & Trust (BB&T), which is a mostly southeastern chain, has a special card called the EasySend card. It is advertised as the easy way to send money internationally. Actually it is completely free if you already bank with them. If not, then there are various charges involved that make the card not really worthwhile.

However, as a member, there is absolutely no downside to the card. I can transfer money into the account through online banking and then use the actual card at ATMs with the "PLUS" logo on them free of charge (from my bank - individual ATM charges still apply). The kicker for me is that most of the ATMs here in England are free to use for anyone. I was only getting charged by my bank for the past few months, not the ATMs at all.

It should be mentioned that the card is an ATM only card. Unlike a debit or credit card it cannot be used at other businesses; all it takes is a little preparation, though, and I can get around those charges by taking money out before I need it.

EasySend is not for England only either. While the card itself is originally meant for the Mexican people (the card has lots of Spanish on it too) the PLUS network is essentially worldwide. Just last week I was able to use the machines across the channel in Spain. If my memory serves from February there were ATMs in Italy too that used had the PLUS logo. Moreover, wherever you withdraw the money you receive it in the local currency at the current exchange rate, which is not altered higher for using the card either.

So if you are already a BB&T customer and plan to go abroad any time soon I strongly recommend signing up for the free card. You will not regret it.

Published by Ken Cleaver

A couple of months ago I changed gears in my life and switched from going to school in America to attending university in northern-London. Quite a shift it has been, but it's opened my eyes to freelance wri...  View profile

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  • Exchange rate9/12/2009

    I am in a similar position but am living in America and want to use some of my money in England when I visit (my home country).

    I have a BBT account in the USA and am interested in what rate you got from the currency exchange? I can bring cash money back with me but it is a pain in the arse, the Easysend would be great if the rate is competitive.

    What do you reckon?

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