Car Safety Features that Qualify for Auto Insurance Discounts

We all like to save money, and some of us may be spending extra money on auto insurance that we don't even know about. With how the economy is today I know most of us can use all the extra money we can get. Most of us have car safety feature discounts pre-installed on our cars that qualify us for auto insurance discounts, yet we don't even realize it. Here is a guide to auto insurance discounts for pre-installed safety features..

One of the first car safety discounts is anti-lock brakes. Most people don't realize that anti-lock brakes qualify us for a car safety feature discount. Since almost all cars from the late '90s on have anti-lock brakes there are probably thousands of drivers every year paying too much for auto insurance.

Another auto insurance discount is airbags; once again most cars from the late '90s on have airbags. While car companies are adding more and more airbags to cars we the consumer will end up with more auto insurance discounts.

A feature that is not used so much in cars but qualifies for a car safety features discount, is automatic seat-belts. If you're one of the few people that own a car with automatic seat-belts you will need to make sure you let your auto insurance agent know about this. If you check for an auto insurance quote online they don't usually have that option.

My last auto insurance discount is one that is becoming more and more common on cars: LoJack. Whenever you buy a new car most of the dealers will ask if you will want to buy a LoJack system for your car. LoJack is the only vehicle recovery system used by the police and has over a 90% recovery rate.

So if you have any of these car safety features, or any other auto insurance discounts, be sure you let your insurance company know. Even if you're not sure if something qualifies for a discount, just call your insurance agent and ask them. You won't lose anything but you might gain some extra cash.