I can't afford to replace my appliances just yet, because I stupidly replaced them without any incentive. You know, they were getting a little old and inefficient, so once again I thought I'd be responsible, save a little energy, and help out my pocketbook while I was at it. I wish someone had given me a heads up about all these nifty programs in the works. No cash for Nancy here either, but I guess I can live with that.
I pay my mortgage on time because I decided I'd better keep it within my budget. I wish I could have afforded that nice mansion down the street, but retirement was on my horizon, and I thought I should think a little ahead. What an idiot I am. I could have had the rest of you guys help me out. Thanks to a lot of underachievers and overzealous bankers however, the value of my home has taken a nose dive, and pretty soon I'll probably owe more than it's worth. No break for Nancy on her mortgage, but I never expected one. I understand though. I wouldn't expect the people down the street to move into anything they might actually be able to afford.
I missed the boost in my paycheck a while back because I'm retired. I don't collect social security, being a government retiree, so that was a bust too. I thought I'd buy a few extra bucks worth of life insurance with any windfall, you know, to help my family from going into bankruptcy from all these programs, but turns out I don't have to. I hope they'll be some programs left to help them out should they need it.
Those death panels are sounding a little more reasonable now. Oops, I mean advisory panels. I could get some terminal illness and agree to pop a few Percocet rather than life prolonging procedures. Then my life insurance would go to my family and they could afford to stay current with all the taxes imposed, and keep the house...maybe. I don't think I'd be eligible to get a thumbs up though, because I actually have my own insurance, and I don't think my people are allowed to do that on purpose...are they?
I'm also a little upset that we wasted all that time and energy on trying to instill decent values and the importance of self-sufficiency in the kids. It seems kind of counter-productive now. They need to learn how to search out and qualify for all these programs they're going to be paying for over their entire lives and those of their children. They can't afford to be working. They need to be boning up on how to get the most out of what we couldn't afford to pay for but needed yesterday.
I'm wondering if I wrote a letter if I could ask for just a tiny bit of that two billion bucks going south for offshore oil drilling. I could pay off a little bit of that supplemental college loan the niece was embarrassed to ask for. In the grand scheme of things, who would really miss a measly couple of thousand dollars? We could tell Brazil it was lost in the currency conversion.
Does any of this make any sense? I don't imagine it does. That's my point.
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Published by Nancy V Canfield
Retired retro who writes during television commercials. If you're the type of person who doesn't like to take life too seriously, then we'll get along just fine. My family says I'm overly opinionated and bos... View profile
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Since when was personal responsibility been a virtue? To hear some tell it, the virtuous ones are the deadbeats and such living off us.
Amen. We replaced the frig in the basement last fall. We waited until it was so rusted and mildewy and leaky, the deliverymen hesitated to touch it! We got a really nice energy efficient one to replace it. Ten months too early, evidently.
If everybody thought like you-- and me!-- we wouldn't need all these programs.
I understand completely, Nancy! I was a fool, too, buying them curly light bulbs and paying an extra mortgage payment each year, trying to save money and all that. What a fool I was! Shoulda been a grasshopper; that way, the ants would be forced to see me through the long, cold winter!
What's really bad is when you qualify for the "cash for clunkers" program and realize that you still can't afford the "cash" to make the payments that would go along with it.
Go figure!
You read my mind!
I understand this, too...Thanks for this article!
What a frustration!