Cheap Sports Car Insurance

How to Keep Auto Insurance Low on Sports Cars

LC

Stop paying too much!

Just because you drive a sports car doesn't mean you have to pay huge auto insurance premiums. Keep reading to learn many tricks I've learned over the years to help save that hard earned money.

Shop Around:

First thing's first. Always shop around when beginning to look for insurance agents. There are numerous insurance agents available whether you search locally or online. Never settle for the first insurance agent you talk to. I suggest that you gather insurance quotes from at least three insurance agents before making any commitments.

Anti-theft Devices:

Next, let's talk about anti-theft devices. Everyone who owns a sports car knows how much extra attention it gets when driving. However, your sports car may be susceptible to unwanted attention from thieves when you are away. So be safe by installing an anti-theft device on your sports car and your insurance company will more than likely give you a discount.

Drivers Education:

An educated driver is a safer driver. And auto insurance companies will usually give you a discount for participating and passing an educated driving course.

Combine your Policies:

Insurance companies will usually offer a deep discount to those who choose to keep both their home owners/renters insurance and automobile insurance at the same place. This is a definite bonus when searching for ways to keep your sports car insurance premiums low. And in the long run, you could possibly save bonus dollars on your home owner's/renter's insurance also.

Safety First:

We all know sports cars go fast. And so does your insurance agent! So make sure you discuss all your sports car's safety features with your insurance agents when signing up for coverage. In most states insurance agents will give a 10% discount for cars that are factory installed with an anti-lock braking system. Another 30% savings to those sports cars that come equipped with airbags and automatic seatbelts.

Published by LC

LC is a freelance media writer and amateur photographer.   View profile

4 Comments

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  • Darin Tripoli 12/14/2009

    Well written and very informative. :)

  • E-Insure 10/23/2009

    Finding Cheap Sports Car Insurance
    by E-INSURE Services Inc. 19. October 2009 05:11

    Along with the hot wheels, cool trim, leather interior and killer sound system, your sports car came with another line item add-on that wasn't part of the MSRP: sports car automobile insurance. Insuring your shiny fast ride can add thousands of dollars to cost of ownership over the life of the car...unless you're a savvy shopper. Here's what you need to know to help you find cheap sports car insurance (or at least reasonably priced).

    For starters, different insurance companies have different definitions of what is and isn't a sports car. This is typically based on a VIN (vehicle identification number) system published by the Insurance Services Office or the company's own ranking system. Either system takes into account such factors as engine type and size, manufacturer, body style, transmission, horsepower, wheel base, etc. It all goes into helping the insurance company determine your car's poten

  • jayanti raman 5/4/2009

    Great advice thanks LC

  • samaira 4/1/2009

    Very well written piece.

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