Does the Color of Your Car Increase Your Insurance?

A car color says a lot about your personality. But does having a personality that likes certain colors raise your car insurance premiums? Read a little more and find out!

A lot of studies have suggested that the color of your car has a link to your personality. By putting two and two together you can imagine where I am heading. The color you choose is looked at as your personality type, and based on your personality type they pair up which color cars have been in the most accidents. This might be what most people are thinking, but in actuality car color has no effect on your car insurance. If you want to get a red sports car, go ahead. But if you don't want to stop at a stop sign, run red lights, and you speed, you can't blame it on car color. Only you can live up to the myth of car insurance premiums and the color of your car. Almost more than 25% of Americans believe in this hodgepodge of a myth.

Quick Answers for Drivers and their Cars:

Overall, does your car company use the color of your car as a premise to determine your premium? The answer is no.

When you give your VIN to car insurance companies, does the VIN have a secret code to tell them the color? The answer is no. Not one car has its car color secretly encoded into its VIN

Do they already know what color my car is even if I don't tell them? The answer is no again! They actually have no idea what color your car is, and they really could care less. They do care if you have a serious ticket history!