Does Your Estate Plan Need a Makeover?

Recently I saw a magazine ad featuring just that question. My first response was, "What estate?" My second thought, however, led me to wonder what an estate plan makeover would look like. I gave some serious thought to this and, naturally, came up with more questions.

Do we call in Stacy and Clinton from "What Not to Wear" who will explain that the clauses are all wrong for the estate's body type? Would the plan get a $5,000 shopping spree in New York City along with a new hair style and make-up tips so it will be the greatest looking document in the safety deposit box?

Do we ask Ty Pennington to design us a nicer estate plan with more usable wall space and larger closets, perhaps even a back yard spa? Could Nate Burkus show us which paragraph accessories we can keep and which simply have to go?

Or perhaps we feel handy and want to do the makeover ourselves. Could we call in Norm Abrams to help us read the document blueprints and Tim, the Toolman, Taylor to give us "more power?"

Would Dr. Phil McGraw review the estate plan and ask "Does that dog hunt for you?"

Might Suze Orman look at the document with a microscope then announce that had we saved another $2,000 each week we'd have an extra million dollars in the plan? That toothy smile doesn't have my estate fooled. It knows that her goal is not to help it be a better financial plan but to make it feel guilty for not investing enough and being written on cheesy stationery.

Would Dr. Oz stop by and empty out the estate plan's refrigerator and say that if it doesn't change the way it eats that it will have a premature heart attack and get colon polyps?

Maybe even Santa would give it a lump of goal for underperforming in the stock market?

Do I have the courage to call the toll fee number and ask for advice?

"I don't think so, Tim."