Early Retirement Planning- Retiring into an RV

Most people see themselves retiring in their house. However, retirement is all about living a lifestyle that is low on funds and high on enjoyment. This is why, when considering early retirement planning all retirees should consider retiring into an RV.

When doing your early retirement planning you are going to be looking for low cost lifestyles. RVing is a way to live with no property taxes, no outrageous utility bill, no yard to maintain, and no stress that comes with owning a home. Most retirees will sell their house and not have to sell all the equit, either. A high end RV will cost a lot less then most houses will sell for.

Another thing that is taken into consideration in Early Retirement planning is how enjoyable the lifestyle will be. The RV lifestyle is one for an adventurous spirit that always likes to learn and experience new things. RVing in the national parks can be quite the adventure, even for a retiree. There are many things to do in an RV and you can change directions in no time. If you decide you want to ride up the California coast line, or follow the Mets at all of their season games, this is all a possibility of mobile living.

Many different types of RVs are available today for every different kind of lifestyle. You have to take a couple different factors into consideration when buying an rv. The first thing you have to consider, how long you will actually stay in it. If you are mainly using the RV to transport you to your destination, and the RV won't serve to house you at the destination, then you should be able to spend less money on the interior of your RV. The second factor that must be considered is what type of terrain you will take the RV on. If you are taking the RV down treacherous terrain then you want a capable RV, not the one that is built to drive on flat roads. This extra usability will come with a price tag, so it's a big decision to make as to the functionality of the RV.

The goal of retirement should be to live on 50% of what your living expenses were when you were working. Unless your house is paid off, you will almost certainly have to change living arrangements in order to make the most out of your dollar.

Source:

http://articles.moneycentral.msn.com/RetirementandWills/RetireInStyle/TakeYourRetirementOnTheRoad.aspx , MSN.com