Facts About Pet Health Insurance

Just like with people, you never know when your pet will suddenly become ill, or have an accident. If and when the situation occurs, how will you pay for the vet bills? Medical treatment for, say a dog, is no cheaper than medical treatment for a person. Owners of pets know have to option of getting health not only for them, but also health insurance for there pet.

Pet health policies are similar to that of people insurance policies. There are annual premiums, deductibles and different coverage plans, based on what the owner chooses. Plans are based on species, age, pre-existing conditions and in some cases, whether the pet in and indoor pet or an outdoor pet. Some policies pay for all types of veterinary care, including annual checkups and immunization. Other plans only cover accidents and illnesses.

When deciding on a plan for your pet, be sure to read over each one very carefully, don't forget the small print. Doing this, you will be sure to get the best plan available for your pet.

Here is a little about four pet health insurance companies and how to get in touch with them.

Veterinary Pet Insurance (VPI), is the oldest, the largest and the most well known provider of pet health insurance, in the United States. VIP does not cover hip and elbow dysplasia, slipping knee cap, OCD, liver shunt, Wobbler's disease, Von Willebrad's disease (bleeding disorder), eyelash/eyelid problems that cause the eyelash to irritate the eyes. The advantage Plus Plan's premiums start at $15.92 a month, while its Gold Plan starts at $9.08 a month.

http://www.petinsurance.com (800) 540-2016

Pet Care, owned by Pet Health Inc., has only been available in the United States since May of 2001, with coverage available in 43 states. Pet Care does not cover annual checkup, shots, heart-worm pill or other routine visits. However Pet Care does provide coverage for congenital and hereditary problems (as long as the policy was taken out before problems occurred), as well as life threatening illnesses and accidents. The monthly premium for dog insurance ranges from $9.95 to 29.95 a month and $8.50 to $19.95 a month for cats.

http://www.petcareinsurance.com 1(866) 275-PETS(7387)

Pet Assure covers all pets, of all ages and any health conditions. Owners will have to use a participating vet. There will be no deductibles, benefit caps, or limits. Also your pet is automatically approved, so there is no waiting period. It cost $99 dollars for one pet, or there is a family plan for $149 dollars, and that covers up to four animals.

http://www.petassure.com (888) 789 PETS(7387)

Pets Health offers plans that cover almost anything. From a small accident to under certain conditions and long term care for chronic illness. Plans range from $108 dollars a year for the Accident-Only plan to a whopping $921 dollars a years for the best plan.

http://www.petshealthplan.com (800) 807-6724