Five Ways to Protect Yourself at the ATM
Never let your guard down when withdrawing money from an ATM. Most people recognize potential ATM dangers. However, rushing to acquire funds for an emergency can cloud our good judgment. In turn, some people leave their vehicles without surveying the area. The best way to protect yourself at an ATM is to be aware of your surrounding. When driving into the bank's parking lot, look for any suspicious activity. For example, an unattended vehicle or a parked car can be signs of trouble.
2. Make Sure ATM is Visible
Some banks situate their ATM's in a corner or away from nearby traffic. Whenever possible, avoid these ATM's. Even if the teller machine features drive-up convenience, a thief can be lurking nearby and waiting for the perfect opportunity to steal your money. Additionally, if the ATM is located inside the bank's lobby, in which your card is needed for entry, be careful upon existing the building.
3. Keep Some Distance
As a courtesy, bank patrons should remain a few feet away from a person using the ATM machine. If the next person in line appears to be standing too close, politely ask them for some space. Usually, a glance over your shoulder can do the trick. Once your money is released, quickly take the cash and place it in your pocket. Don't count your cash or linger too long. Get inside your vehicle and leave the parking lot. Counting money inside your car is also dangerous because your attention is not focused on the surrounding area.
4. Arrive at the Bank Prepared
Thieves prey on people who arrive at the ATM unprepared. The bank's empty parking lot is not the proper place to fill out deposit slips or fumble for your ATM card. To protect yourself, complete your transaction quickly. Before leaving home, write out the deposit slip and remove your card from wallet. To avoid running out of bank deposit or withdrawal slips, keep a hefty supply on-hand.
5. Don't Fight a Mugger
A large number of ATM thieves want money and rarely hurt their victims. Then again, some thieves are ruthless and should not be challenged. In the event of an ATM robbery, listen to your assailant. Money, jewelry, and other valuable can be replaced. Remain calm and do not make any sudden moves. Keep your hands in sight, and make an announcement before reaching for your wallet.
Published by V.C. Higuera
Freelance personal finance and health writer from Chesapeake, VA View profile
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1 Comments
Post a CommentThanks for the tips. I think a lot of people don't think too much about #2, but it makes sense, especially if you are going to the bank in the early hours of the morning before the bank opens or at night.