House Rentals: Renting Out a Room in Your House

The majority of roomers are found on public classified listings, like craigslist.org and in your local newspaper. You can either post a listing yourself or do a search for people in your area who are looking for a place to live. Make sure that you do a thorough background check (at least an eviction check to make sure they have not been tossed out by their last landlord for non-payment or other problems) before you allow this person to move into your home.

Should I draw up a lease?

Many people who are new at taking in roomers don't see the importance of drawing up a lease. They figure that if they want the person to go, all they have to do is ask. If only life was this easy. Most states will consider a roomer arrangement as a full blown tenancy. Roomers have rights just like any other tenant, so you'd better make sure you have an agreement in writing that includes how they are expected to conduct themselves, when the rent is due, any late fees, and the process if you want the arrangements to end. Having this all in writing will save you a lot of headache and heartache.

How much notice do I have to give a month to month roomer tenant before proceeding with an eviction?

This answer depends on the state and the reason for wanting the tenant gone. Most states require you to deliver a "Notice to Quit" to your tenant before proceeding with an official eviction. If you are terminating the renter simply because it's the termination of the lease agreement and you don't plan to renew them, then the notice to quit is generally for the number of days in the rent cycle (for example, weekly 7 days or monthly 30 days). So in the case of terminating a month to month tenancy simply because their time is up, you will generally have to give the renter 30 days notice before the end of the lease. You have to check your specific state law to find out the amount of notice you have to give in other cases, including nonpayment of rent and causing damage to your property.

If I decide to rent out a room in my house, do I have to add the renter to my insurance so that his items will be protected?

Since in most cases a roomer is considered a tenant, they are responsible for getting their own renter's insurance policy to protect their clothes, electronics, and other items, just like any other renter. Your homeowners insurance will only cover the structure of the house and items belonging to you --- not the renter's belongings.