How to Build a Bag Wardrobe

Do you need more than one handbag? It depends on the bag. Choose a neutral -colored, reasonably sized (not too big, now!) shoulder bag and one is all you'll need. But most of us want more than that. In fact, the average woman now owns four to six handbags, up from the three to four in the 1990s. So how to round out your collection? Consider:

One evening bag in a neutral color. When you shop, be on the lookout for an after-dark purse, something metallic , sparkly or black. Clutches are great for nighttime.

A separate work bag. What field do you work in? Look at what your boss is toting and find something similar. Those in creative fields have more leeway than bankers, lawyers, and college administrators. Show your creative side on weekends, when you're free to carry something more lighthearted. No matter what your job, consider a shoulder bag. They always look right.

Something fun for weekends and play days. Maybe a brightly-colored hobo, a souvenir tote, a designer backpack.

A gym bag or diaper bag that is polished enough to look smart at all times, fun enough to be, well, fun to carry.

Travel bag. If you go on frequent weekend getaways, consider a great-looking overnight satchel or large tote. If you're really organized, get yourself a set of matching luggage!

Shopping bag. Okay, this isn't so much a fashion accessory as an environmentally important way to help reduce, reuse and recycle. Keep at least one cloth, netted, or recycled material tote tucked into your main bag, stroller, car or backpack.

Consider your lifestyle. A stay-at-home mom can get away with a collection of kitschy totes that would be completely wrong for a corporate attorney. Likewise, if you're a student who loves jeans and fleece pullovers, don't bother wasting money on dressy evening clutches.

If you live in a place with marked seasons, you'll need at least one bag for cool weather (think wool, nylon, leather in a medium to dark shade) and another warm weather option (a straw tote is ideal, as is a cloth drawstring bag or a satchel in a bright shade).