How to Get a Credit Card with Bad Credit

Everyone is Approved

Sharon Morris
Most people either have bad credit or no credit at all. Also most people are in a lot of debt and couldn't get a loan or a credit card from anyone unless they have a co-signer. If you're like me you probably get lots of credit card offers in the mail that want you to either call and do an application over the phone or fill out the application and send it back. You know what I do with those applications I get? I throw them away because what is the point in calling or sending the application in when your going to get rejected anyway, right?

Well now there is a way for anyone, and I do mean anyone to get a credit card with bad credit or no credit at all. And here's the best part. Obviously I just told you, you can get a credit card with bad credit or no credit at all and not only that but this company doesn't ask for a security deposit nor do they require you to have employment and they do not check your credit.. I know you're probably thinking that it sounds too good to be true, right? I admit it does sound too good to be true and most things that sound too good to be true usually are. Not this time!

I first heard about this credit card company when my husband and I were up late watching television. When I heard them say "Everyone's Approved" I thought "no way." So I wrote the website address down and said I would visit it in the morning. I logged on the next day and I read through everything. I was so excited because it was amazingly true. Not only is everyone approved but they prove their legitimacy by being a member of the Better Business Bureau! They can't get more legitimate than that!

I noticed on the website that they had a phone number so I had my husband call. It turns out that the only thing they require is a $4.95 fee for shipping charges. And with them being a member of the Better Business Bureau anyone can feel safe paying the $4.95 shipping charge. They also have a VeriSign symbol on their site, which makes them a very secure site, so that is another reason to feel safe.

Yes I know it does sound too good to be true but this time it is not too good to be true. It is very true that anyone can get a credit card because this company is about giving second chances to people with bad credit so they can rebuild their credit. Depending on how bad your credit is you can get anywhere from $70 all the way up to $7,500. If you have really bad credit, like my husband and I do, you will start out with the lowest amount. But if you pay your bill on time and once you pay off the amount they give you, they will give you more and more as you pay it off. I thought this was so awesome I just had to get the word out about it.

Published by Sharon Morris

I have been an any writer for more than 5 years now. I call myself this because I am capable of writing on any topic. I started out small on the freelance writing ladder and have climbed my way to the to...  View profile

  • Anyone is approved no matter how bad your credit is.
  • Just pay $4.95 for shipping charges and your card will be sent to you in about a week.
  • They are a member of the Better Business Bureau so how much more legitimate can they get?
They require no credit check, no security deposit and no employment.

5 Comments

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  • Sharon Morris1/16/2008

    Well when I wrote this article they had the credit cards on there that you didn't have to pay an upfront fee for but the last time I went to the site most of them you have to pay upfront over $100 for. Sorry, I didn't know they were going to do this. The one my husband and I got we didn't have to pay anything to get it and when I tried to get one for my mother-n-law they wanted too much money upfront. I think it is ridiculous. Still I hope this article was somewhat helpful to all of you. :)

  • Wise Lady1/16/2008

    Good news!! I don't really want another credit card, but I think this would be a good start for my adult daughters to establish credit at a small rate.

    Great tip!!! thks

  • Rebecca Haughn9/23/2007

    Using it as a tool to rebuild your credit is one thing. We really should strive to live within our means and not becoming enslaved to credit companies. Good article I still think.

  • Sharon Morris8/13/2007

    Hi Kat,

    Thanks for the comment. I will definitely check out yours! :)

  • Kat Rice Williams8/12/2007

    Great info. Check out some of my content.

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