How to Cut Costs when Going to College

There are several ways in which college students can cut the cost of debt while obtaining their degree. It's quite surprising how simple these things could be.

1. Choosing a college close to home and perhaps commuting instead of living on campus.

This really is simple. Cost of living in the dorms and paying for a meal plan is often more than the actual tuition to go to the school in the first place. By choosing a school close to home you're ensuring two things. One, you will be going to a school in state and will avoid out of state tuition costs which can add up quickly. Secondly, it will give you the option of commuting and avoiding the cost of dorm life entirely. Although some students feel that they will be missing out on dorm life, they can make their own fun when it comes to meeting new people, paryting, and having fun.

2. Going to a state school instead of a private university.

Many state schools offer just as good of an education as you can get at a private university and usually for half the cost. So keep an open mind while applying and think about things other than which school is farthest away from your parents.

3. Apply for grants and other forms of financial aid

FAFSA gives out money to underpriveledged students every year and is something that everybody should fill out. Certain states also let you apply for other forms of financial aid. There are also scholarships out there. Don't just assume that many people will be applying for them and that you'll never get it because you never know. Apply for more than one form of aid as well. College is expensive and as much help as you can get is useful.

4. Take advantage of work study opportunities

If offered a position, take it. This is extra income that won't be taxed and can give you extra spending money. Since they restrict how many hours you can work it really doesn't interfere with your studies/social time either.

5. Buy books online instead of at the bookstore

Campus bookstores are out to make money, not save you money. Search online for the books you need. A lot of the time, even with the cost of shipping, it's cheaper to buy books online than at the bookstore. The key is to compare prices to find the best deal.