How to Make Money with Money

I love to make money and I imagine you do as well. But the problem is that there's never enough of it around. Almost everything in life has an associated cost -- whether getting a haircut, purchasing groceries, starting a business, or just owning a dog. And with those costs comes stress, frustration, and sometimes even depression. We're so busy etching out a living that we barely have time to breath, let alone figure out how to make money with money.

That's why it's important that we begin saving our earnings as soon as possible. These savings are our equity or capital, the fundamental building block for making money with money. Without it, your only other option is to keep working ultra-hard at your job. Some of you might be blessed with a talent such as singing, in which case you might want to try out for America's Got Talent. But the rest of us only have intelligence and capital at our disposal.

Now before we begin, let me explain how I'm going to do this. I'm going to divide each section based on how much capital you've accumulated. If you have less than $5000, then you're not going to make money investing in stocks and bonds. By the same token, you aren't going to get many benefits from stuffing your money into a savings account and waiting for it to compound.

Initial Capital: Under $50

With this little money, there aren't many options available to you. You can't start a major business, you can't invest and expect real and immediate results, and you certainly can't earn any worthwhile interest. Your best option for making money with money is to purchase a domain, setup hosting, and launch a website. It involves a lot of difficult work (content creation, graphic design, programming), but it's the only feasible option you have. I'm not a website expert, so I can't really help you any further with this, but I suggest you start at Affilorama.

Other but similar option is to visit a flea market, purchase a batch of inexpensive but interesting items, and then try to sell them on eBay. The problem with this is that it can be extremely hard to build traffic. You'll need a lot of specialized training to successful draw a crowd and sell products on eBay. The website method is actually slightly simpler, as traffic generation will rely mainly on content creation. And anybody with a highschool education should have no difficult putting together some articles.

There's one last option. Though you can't start a big business, you can invest in a small, at-home-based operation in which you provide some sort of service. Perhaps you can clean houses, walk dogs, or babysit. But you'll first have to invest in finding a customer base. This means preparing business cards, flyers, and even a website. Have you noticed how all three come back to the illusive website? That's your golden ticket to make money with money, Ladies and Gentlemen.

Initial Capital: Under $500

If you have up to $500 in savings, you should already have a savings account handy. Better yet, you might want to consider investing. This can include mutual funds, bonds, IRAs, forex, etc. It's up to you to do the proper research, but just be aware that you're going to have to keep saving. Half a grand really isn't all that much money. But if you start saving and investing it now, it has the potential to turn into much more one day.

With this much money, you could also consider hiring someone to build you a website. Using online portals like eLance and even Craigslist, you could locate a freelancer to create a site for $150, a writer to prepare some articles for $150, and a specialist to optimize your site for $150. Truthfully it'd likely cost more than this (at least for professional-grade work), but it's a start, isn't it?

Initial Capital: Under $5000

With this sort of money, the question isn't how to make money with money, but which way is best! Your options are so limitless that you're going to have to spend some time thinking hard about which direction to go. You can have a professional website built, you can invest, and you can start a small business. But the main goal is going to be to increase your capital by 1000%. Because once you get into the 6 digits, that's where the real fun begins.

Initial Capital: Under $50,000

Two words. REAL ESTATE! Once you've collected this much capital, the opportunities to make money with money go from procuring chump change to making huge profits. Though the economy is struggling, there's still a tremendous deal of cash to be made from real estate. You're probably not going to be able to afford purchasing a property at this point in time, but you can look for potential foreclosures. You can also rent a home and then individually rent each room to a bidder for a higher price.

Initial Capital: Under $500,000

Buy a home and then either sell it or rent it out. REPEAT. There you go. It's as simple as that. Mind you there's more work involved, but I know dozens of people who are making thousands every week by flipping real estate.The key is to remember that just buying and selling isn't the only way. Though it entails more work and a slower stream of income, leasing properties can gradually put a lot of money into your pockets. It'll take time, but the best things in life always do! And if you really want to make money with money, you're going to have to have patience -- and lots of it!