How to Save Money Today

Regardless of whether you just got laid off from your employer, have received a large and unexpected bill, or simply are sick and tired of being broke, there is no better time to start saving money than today. This article will give you tips and ideas to save money today and get you started on a lifelong love of frugalness. So, raise your right hand and repeat after me:

Today I resolve to save money by tracking my expenses. This is one of the simplest ways to save money. Track every penny that you spend on paper. Each week or so look back over the list and see where you can cut back. Often large savings will just jump off the paper at you!

Today I resolve to save money by checking the air in my tires. While this won't change your world, it will save you money to drive on properly inflated tires and will make your family safer as well.

Today I resolve to save money by starting a budget that includes a portion of my income going to savings and a portion going to paying off debt. The worst money mistakes are made in desperation (payday lenders are laughing all the way to the bank on people without money in savings). Having a savings account that actually has money in it will assure that you can weather a rainy day. Paying off debts, and not running up new ones, will help you to save money and free up your income in the future.

Today I resolve to save money by not eating out so much. At one time going out to eat was considered a treat, now it is seen as just another meal. Even eating meals of frozen food or deli takeout is cheaper than eating in a restaurant for those with little time to cook at home.

Today I resolve to save money by simply making more money. Whether it is working overtime, getting a second job, or selling things that you make at home, adding a few hours to your work week has multiple financial benefits for your family. Aside from making more money you will also have less time to spend money. Also, working extra hours often makes people focus on following a budget more closely. Who wants to work extra simply to spend more money on junk?

Today I resolve to save money by refusing to keep up with the Jones's. Every night on the news we see Mr. or Mrs. Jones whining that they can't afford their huge house, private school tuition, three new cars, golf club memberships, and other assorted crap. They heck with them, live the life that you can afford. And buy their cars with cash at deep discounts when they go broke!

Good luck on your new frugal lifestyle!