How to Save the United States from Self Destruction

In my years working around the political system, I have found many people skeptical of my views, I've heard it all. "You like to complain a lot"; "It appears you haven't a clue how to fix the problems you write about". In response to my critics, this is for you.

Here are the steps I would take to fix the U.S. This is only an overview of a 2700 page document that goes into great detail. Like always, I challenge the Rush Limbaugh's of the world to a dual over his radio show regarding this, and like always, I'm sure to be turned down. FEDERAL

• Hold Banks liable for loans that do not follow the 1/3 rule for personal loans; hold them responsible for bad loans. Those who approve Loans above the 1/3 limit will be charged with a crime and punished.

This will stabilize the market.

• Increase Import Tariffs in order to bring jobs back to the United States.

This will bring back jobs to the United States, in return Corporations will have the opportunity to move some production inside the prisons and pay each prisoner $.79 cents an hour. There also will be additional tax breaks if a Company hires a person with legal history within three years of being incarcerated.

• Work with States to produce goods/services in State Prisons for private industry. This will allow companies that had production overseas, to move and get cheaper labor cost. Give Corporations tax discounts for keeping jobs in the United States.

• Request the States raise prison pay wages from 49 cents per hour, to 79 cents per hour. Allow prisoners to keep 10% for them to use while in prison, another 20% applied to a savings account for when they get out. 70% to help cover cost while in prison, and Victim compensation. If inmate never gets out, they get 20% and the rest gets applied to cover prison cost and victim compensation.

• Give companies a $1000.00 tax break for any person they hire that have criminal history within 3 years of conviction.

• Eliminate Riders on bills.

This would eliminate "Favored" lobbyist movement with things that are not related to the original bill. Amendments can only be done to the original bill and/or within the main body of the bill.

• Increase amount of payouts to SSN, increase the amount paid out by 4% per person.

This is a long time coming. We are applying some of the National sales tax I have included in my proposal in order to secure the additional pay raise of 4% for SSN, as well has help keep Social Security strong for an additional 110 years..

• Cut 1/10 of the agencies, or employees - Use this savings to pay off foreign debt and contribute to the increase of SSN.

This is a little misleading. Although many agencies will be eliminated and many others will have layoffs, there will be at least two new agencies created and some agencies will increase in size or be consolidated. For example; there will be a new agency for Medicaid and government insurance. The banking and insurance agencies will be increased with more auditors. The FDA will increase with a pricing department. IRS will increase for Corporate Auditing. The tax department will increase and create a new branch that deals with the National Tax. There will also be a new department that deals with the unemployment funds.

• Limit Lobby money

No lobby money shall ever be given to campaigns, only individual's can give campaign contributions. There will be limited money from individuals of no more than $200.00 per, and no more than $500.00 total which includes Federal, State, City, and County.

• Require run off voting in our elections

This will allow a more open arena for elections.

• No funding for primary elections

Money is tight and important to Government, we owe each individual the right to spend tax money frugally and only when needed. Many American's do not support either the Democrats or the Republicans. So if there is money used for a primary election, I do not see it being frugal of tax payer's dollars, especially those that do not support the two parties, therefore income derived from citizens of the United States will no longer be used for primaries. Each group will have to supply all funding for their own primary.

• No cost for Debates.

We will require each television station to run three debates for free. All parties will be invited to the debate. There will also be no sponsors for the event, unlike the past. Questions will come from the crowd, who will be made up of groups equally 18-25, 26-35, 36-45, 46-55, 56-65, 65 and older. People will register via computer or by mail and be randomly selected. No question will be looked at before it is asked.

• Encourage each community to begin having community Currency or Card.

It will be up to each community to decide which they want to use. Community Dollars or a Community Card. Either one can only be used at locally owned shops. The cash/card allows a discount for the local community of 10% or more. No international companies that have stores or shops in the community will be able to use the card, unless the headquarters are within the community.

Proof of community must be in Driver License, and bills, such has power bill or phone bill.

• Require schools to cover an economic class, including taxes, budgeting, and insurances etc.

This is a long time coming. Financial responsibility will help so things like recessions do not happen. Proper spending with eliminating excess spending that can cause severe debt is a must for education, In return we should see the number of bankruptcies go down.

• I would create a government health insurance and allow private insurance companies, however all private insurance companies must change from for profit to not for profit, and there will be a limit on CEO's salary to 2 million dollars a year.

Not for profit is different than non profit.

Not for profit is a 60%-40% split while non profit is an 80%-20% split. Some insurance's are already at not for profit. Regence Blue Cross in the NW being one. Caps on executives will make sure that the need of the consumer is more important than the Executives. This will eliminate the 124 million a year salaries and eliminate huge bonuses like the 1.3 billion. It will also eliminate the public stocks and "holders" so that the value of stock and denial of claims will no longer be the game. I will also require elimination of pre-existing conditions. In California for example two agencies denied 2300 claims for pre-existing, but after review only 110 of them were legitimate.

With creation of a U.S. government Insurance company; this will lead to a simple way of controlling cost for private insurance companies. If the Governments insurance is lower cost with more benefits, than most insurance's, they will lower their prices to compete.

• I would close the VA hospital and Tricare/Champus.

This is something I feel very strongly about, although it might cause some hardship in some regions. Most VA treatment is not up to the standards of other medical facilities. We have cut the VA year after year in their budgets. There simply is no use for it any longer. It has also stood in the way of Veterans getting the healthcare they need outside the VA. Tricare Insurance is a misguided insurance that is often difficult to deal with. Moving Veterans to a Medicare system will allow them to seek adequate care from a majority of better services.

• Request all hospitals become not for profit.

Many hospitals are already there, but it would be a requirement to be in business. I offer additional tax breaks, but also any income generated from Medicaid payments will not go as profit and not be counted towards income the hospital receives in regards to tax. This will help lower their tax.

• Transfer all states Medicaid healthcare system except U.S. non citizen emergency funds, into a Federal agency, and increase Federal taxes by ½ percent to help pay for it.

Each State will still need to get Medicaid money for things like food stamps, housing help etc.

• Increase Social Security deductions from checks by 2%.

This money will go into a special SSN account that if person were to lose their job by getting fired, or if they quit, they can apply for unemployment benefits through this account, but first they must attempt to get money from the State and be denied, There will be a Federal audit of each denied claim from the State, to make sure the States decision stands. If no withdrawal happens prior to age 65 the money goes to SSN pay out in bulk sum at age 65. If person dies prior, next of kin gets the amount within 60 days of death.

• Request each state to reduce the Medicaid dept, since the money is now transferred to Federal. Reduce taxes and apply some monies into high school and college funding for scholarships and loans. Also each state must adapt a three tier Medicaid system.

Each State will be required to include in their budget emergency funding for people that are not U.S. Citizens for emergency care. Education is a very important issue; many countries around the world have free college education. The United States is falling behind. In some cases tuition went up 60% in one year. Money that was being used to cover Medicaid medical through taxes; will now be reduced with some of the taxes applied to education. Let me point out this will not be disbursed for salaries of teachers but for loans at lower interest rates and scholarships. In regards to Salaries of teachers, look into my Federal income plan on wages.

• Put limitations on Corporate growth.

Going back to the late 1800's and early 1900's are very important on how to accomplish this. We will put limitations on how a much a Corporation can invest/Buy in additional companies that are in different fields. We will also enact a strict monopoly rule. Since the 1990's we have gutted this rule. By doing all of this we will increase diversity, stop downsizing, and stabilize our work forces.

• Close the borders until unemployment is below 6%

Many countries have recently done this with success, the bottom line; by allowing more people into our Country, it is reducing wages within the United States. Jobs being exported and people being imported creates a future economic failure. It lowers wages because there is a shortage of work, and it contributes to crime.

• Increase immigration screening.

Immigration is out of control, I want the Bureau of Labor Statistics working with immigration to decide which immigrants can become American citizens. We want citizens that work to improve our economy, not hinder it. This will also aid in reducing Medicaid cost for each state. We will be break it up into three groups, (no real skills, some skills, and skills/education). We can allow people coming into our country with no real skills, but it will be based on the amount of jobs current with the economy at that job, the same for the other two tiers of people. This is why it is important that the BLS works with immigration, they are responsible determining where the job market is, and if we have room for additional workers from outside our country in that field.

• Emergency Medical for non U.S. citizens would be allocated per State, not Federal.

See notes from above.

• No bailout of any industrial Corporation.

There will be no more help. Poor management leads to consequences. If plants close, the U.S. government will allow employees to take over the company free of charge in attempt to make it work. The new employee owned and operated company must be based on a collective of its workers, and must come to the office of business, labor and commerce in order to get approval by a panel. It will also be subjected to audits quarterly. There will be no additional funding to business taken over from employees. We have seen this work time after time again, not only in other Countries, but also in the U.S. It will no longer be illegal for employees to do this. This will also help in reducing unemployment compensation.

• Give environment credits to Corporations, to help reduce their taxes.

There will still be EPA standards and each State will have their own rules regarding this, however if any company within the U.S. can prove that any improvements contribute to helping the environment, they shall receive tax credits. The EPA will be in control in deciding if tax environment discounts shall be applied or not.

• Stress that each member represents their district, not their party or lobbyist.

Any District that feels their representative no longer represents the need of that community, can recall their representative after a petition is signed by the community. It will take 60% of that district to sign the petition before a new election will take place.

Each representative must hold at least 3 town meetings within their district each year to keep the people of that district in touch with what is going on.

• Require that the FDA, have no financial interest in the drugs that they are approving.

Currently one out of every ten people within the FDA has vested interest in drugs they are approving. This is no longer acceptable.

• Put new limitations on drug companies (such as advertising, or buying food for Doctors offices).

Currently the average CEO of drug companies makes 54 million a year. 85% of all development and research of drugs happen at colleges that are federally funded by our tax dollars. Advertising has increased as well, and contributed to a flurry of request for a drug that may not be needed or have an adverse affect. With demand in Medicine, it is increasing the prices to go up, especially under the current structure of the pharmaceutical industry. Many doctors are given perks in order to prescribe certain drugs whether they are needed or not. Although laws have increased to stop things like Doctor Reimbursement on commission for the amount prescribed, there is still an open problem of abuse. Things like lunches, possible financial stock offered. None of this is acceptable in my opinion.

• Reduce troops overseas

Let other countries fight their own battles. This doesn't mean we don't seek peace, but we must be united. Thus all interest of aiding countries must go through the U.N. for actions. We no longer need to be colonizing country after country for U.S. Corporation gain, which has happened 257 times in the last 60 years.

• Pay back fees to the United Nations.

We have not paid 8 years of fees to the U.N. We owe them 8 years of back Fee's. Although U.N. is located in the U.S. this does not allow us the right to take advantage of them, for fees or for voting rights like we have been doing for some time now.

• Reduce the cost of Drugs.

Drug Companies that have had research and development done in public schools through grants must have the drugs priced through the FDA in order to reduce the price of medicine. Currently the majority of drugs produced from drug companies are "Me Too" drugs, meaning they are an extension of something already created, often this is done because the patent from the other drug is about to expire, which allows genetic drugs to be used in their place. Many of the newly introduced drugs for example might just be increased in mg's.

Out of the 90 drugs released last year, only 17 were new drugs, the rest were "Me Too" drugs and out of the 17, only three were researched and developed by the Drug Manufacture, the rest were done at universities. One of the drugs created changed price 15 times over a 12 month period. Unfortunately, this continues to happen when demand is in strong supply. Drug companies also get the orphan tax break, which means if a drug is expected to sell less than 250,000.00 they don't have to include it as income.

• Eliminate the Federal Minimum Wage.

Each County of a State shall be responsible to set minimum wages; this will help build salaries that are in proportion of the County they live in.

• Taxes and changes

I call for an increase of .5 percent per pay check, this not only helps for future SSN payouts, but also to help reduce foreign debt. By cutting and eliminating some agencies, we will be able to use that extra money to help pay off foreign debt faster and get back on track.

I have created a Nation Wide Sales tax of 2% that will work towards Medicaid funding, funding the military in addition help pay off debt, it will also be used to supply States funding for various projects and create loans for small start up businesses.

Each check will have 2% taken out of it, this is not a tax, but rather a rainy day fund for those that might find themselves unemployed, or money needed at retirement. This money increases with interest. If people want to contribute more, they will have that option as well.

Unemployment and Social Security will no longer have to pay taxes on that money received.

• Campaign funding limits. No campaign can go over 5 million dollars. Any excess amount must be either returned to those that donate it, or given to the party in order to disburse it among other candidates that are running and does not have the limit reached.

• Charities will be encouraged to help in certain areas that are no longer funded by the Federal Government, State, City or County. The Federal Government will offer special breaks for any non profit that will assist in these endeavors.

IN ADDITIONStates

• Would set in State Law that no property tax can be increased above 1% without voter approval.

We have seen huge increases of the older population having to move, because they no longer can afford their property tax on the home they hoped to spend their remaining years at. This is no longer acceptable. Although the increase in SSN will help, the better choice is to reduce the amount of property tax increases.

• No government money shall be used for promoting initiatives within the state during elections.

We have seen an increase of government agencies throwing parties/ Fundraisers etc.. To non profits that help advertise for or against certain initiatives, this is no longer acceptable and will be against the law.

• Enact 3 tier welfare system.

The three tier system is easy - Short explanation:

One tier is that the child will be covered; however the parents are responsible for supplying money to the state in order to assist the child.

Those that are disabled, but are not covered under the Federal program for certain things like food stamps and housing will be covered.

Parents that are not working, but could be. Although children shall be taken care of. Parents of children, are only allowed to be on Medicaid for two ½ years. In that two ½ years, schooling will be paid and job placement will take place by each State. There are some additional limits set. Schooling is considered a loan and must be paid back in small amounts over time to the State, if not paid back; the state will seek collections from court order in addition with court cost. All child care will be paid by state why parent is going to school. An economic class offered through the State must be attended within that 2 ½ years (3 hour workshop), also the person must volunteer to a charity - 8 hours a month, failure to conform to these rules could eventually lead to children be taken away by the State.

• Slash current agencies.

Reduce the amount of State agencies that are not needed. In other words. Agencies that we the people can live without, this include committees.

• Put more emphasis on non profits to cover former government agencies.

See above.

• Increase Production in prisons.

This will help maintain business within the States, and give companies another option instead of moving production overseas.

• Cut Medicaid in half, use some of the money to be put in education.

I'm very firm on getting the U.S. to be ahead of all countries in education, currently we are falling behind. Europe, Japan and India are all stronger in education than us. The only way to get this back is increase our education, especially in High School and College.

• Additional tax breaks for Companies that hire people with legal history within 5 years of sentence for felons, and 2 years for misdemeanors.

On the Federal level I put three years. On the State level I have included 5 years for felonies, and 2 years for misdemeanors. With lack of work and the new computer age, this has caused high unemployment for people with legal history and therefore increases in crime. Currently one out of nine Americans has a felony and one out of seven have a misdemeanor. We need to change those stats and get them going the other direction. Currently one out of three re-offend.

• Shift part DNR sales to State Parks, trails and camp grounds. Use non profits to help keep these up as well. Drop private contracts. There will no longer be a trail fee or day use fee. Camping will still cost money.

People already pay taxes to cover this cost. It's unfair to ask for additional funding, when they pay taxes. I will ask that each park and trail contain a donation box.

• Reduce prison population.

Release class C felons that have three months or less on their sentence. Also release Class C felons from probation early, once 1/3 of their probation is complete, if they multiple convictions they won't be eligible for early release. People with misdemeanors will be on bench probation. We also want to focus sentences to be less jail time and instead have more community service.

• Be diverse. Have each State have a property tax, income tax, and sales tax, but adjust them to be fair. For example if I currently have a 1% property tax, 9 % income tax. I would change it, maybe keep the 1% property tax, lower the income tax to 6% and charge a sales tax of 3%. But since Medicaid will be lowered, they might think of something like this: Property tax 1 %, Sales Tax 3% and income tax of 5%.

• Request Volunteer's.

Use Volunteers to work with parks, camp grounds, offer State tax discounts. Ask people to help volunteer for additional projects and receive additional State tax relief.

• Wage requirements

Each county is responsible for establishing their own minimum wage. This will help salaries reflect the cost of living within each county.

WHAT ALL THIS WILL DO:

1. Pay off past due's to the U.N.

2. Lower U.S. Foreign Debt

3. Brings Jobs back to the United States.

4. Lower Crime

5. Provide Diversity In Business

6. Reduce Downsizing

7. Stabilize the Economy/Salaries

8. Increase The Amount of Money People Receive That Are on Social Security.

9. Allow Social Security TO BE Around An Additional 110 Years.

10. Have Salaries Reflect Cost of County.

11. Reduce Lobby Money And Political Favors

12. Eliminate Riders On Bills.

13. Establish a Federal Savings & Unemployment Fund.

14. Create Less Tax for Hospitals

15. Make Insurance, Banking, and Drug Companies More Honest.

16. Establish Economic Stability in Banking.

17. Reduce The Cost of Medicine.

18. Reduce State Taxes.

19. Provide Better Education For Less Cost.

20. Reduce People on Medicaid.

21. Create Skills/Experience for Convicts.

22. Receive Money Back From Some Medicaid Participants.

23. Allow Volunteer's to Write off taxes, when they help the Community on Certain Projects, which Helps Reduce Cost for Government.

24. Lower Cost For Some Businesses

25. Create More Small Businesses

26. Keep Local Business Strong.

27. Create More Opportunities for Additional Election Parties.

28. Get Rid of Government Waste.

29. Create A Higher Income Return For Population.

30. Reduce Troops Over Sea's.

31. Reduce Government Size.

32. Focus More On Rewarding Companies For Environmental Change, Rather Than Punish.

33. Get Rid Of Inadequate healthcare, By Eliminating the VA and Tricare

34. Make Companies Responsible For Their Actions.

35. Allow Collectives To Take Over, When All Else Fails, This Will Help To Reduce Unemployment Payouts.

36. Eliminate Taxes in Social Security and Unemployment.