Identity Theft and My Mother

When I say identity theft, I am talking about someone using my social security number in 2005 to sign up for a utility bill, which they let go on for 14 months without paying before it got shut off and sent to collections where it proceeded to ruin my credit. I had no idea about this issue until it had been sitting in collections for 6 months (26 months after the bill was taken out).

This is the most depressing story I have ever had to write, and I just can't even begin to start. I suppose I should tell the readers why this is so hard, and I will, but not yet. First I need to talk about how what happened is the ultimate betrayal, a betrayal worse than adultery.

The identity thief is my mother.

The woman who gave birth to me, was there for all my big moments in life, and was supposed to be the biggest influence in my life, has proved to be a worthless criminal. As I said before, I feel like this is the ultimate betrayal, and every moment that pisses, I continue to feel like there is nothing I can do to fix my situation.

That said, there is no good way to fix this issue. I can't go to the police and have my mother thrown in jail, but if I do not, my credit will not be fixed. I can't do nothing because then I'll be screwed up financially for years.

The fact that I only found out about this identity theft two weeks after receiving a collections letter notice from my college in the mail stating that the bill needed to be paid by in a month or it would go to collections is even more telling. It is telling because my mother not paying that bill violated her divorce agreement, and after applying for a loan when I received this letter and getting rejected because of my credit, I saw the bill.

$1,052. This is the price of electricity from May 2005 to July 2006. This is what my mom used when lying to the electric company and using my social security number. This is how she betrayed me.

It felt like the ultimate betrayal. The only reason I figured it out is because my credit report had her address on it, and the electric company confirmed it. I had to call her, but I could not do it until I had calmed down a little bit.

The first time I called her, she made up a story about how that was impossible because it was under her boyfriends name the entire time. Meanwhile, she made stories up about paying for the bill that was overdue and I remained in a defeatist state, even though I knew my dad would fix this. After talking to her again, she changed her story to "That is impossible, I have my bill in front of me," to "We have the same account number, they double charged us."

I gave up on her, so I called the DA, the Attorney Generals office, the Police, the FTC, and various other agencies trying to figure out what my options were and she continued to deny it until September 22^nd, my birthday.

On my birthday, I woke up and sent her a boyfriend an email stating that she has ignored every one of my phone calls for the past week and if she doesn't call me back soon, I am going to the police. Finally, she admitted to me that it happened, but claimed it was only for 2 months and that she stopped it when she found out.

There are several fallacies with what she said

First, her boyfriend confirmed everything she said to me.

Second, I have proof she's lying

Third, she's done this to other people before.

I really can't believe this is currently happening to me. I loved her. I did everything she ever asked of me, and she has just fucked my entire life up. I can't get loans, or jobs in finance, or rent an apartment because of this credit issue. Because of her created school issue, I can't finish college or live on my own or do anything until it is paid off.

How could this happen to me?

I should have figured something was up when the collections agencies were looking for her, or when she stole money from my car accidents, but now I am convinced she is on drugs, gambling, or wasting her money online somewhere.

While writing this out, I decided that I have to cut her out of my life completely or I will forever be dealing with her pulling these ridiculous stunts at my expense. She is a horrible person, and she is dead to me.