Income Tips

If You Can Have Four, Why Have One?

Aliyah Hakim
The increase of prices of basic needs after the fuel price increase seems to have not a strange thing anymore. Even before the official price of fuel increases, prices began to rise antecedent is. Of course this brings consequences that are not on the household budget each. Automatic spending will increase, while revenue ....? seems to dwell in a place not to move.

Then how overcome? In the state deficit, there are always two-way exit. The first is to reduce spending or savings, and the second way is to increase incomes. Or, if both done at once will be better.

Thrifty way is quite effective in the short term. But it also sparing have boundaries, and increase the price seems not just once. So the solution to long-term is more appropriate to increase revenue so that no more large wedge from the pole.

Adding revenue not only means that the salary increase request on superiors, or find a new job that is more promising. It is to be done, but not always successful in every person. The increase revenue from existing sources is felt difficult now, then you must be have to find other sources of income as an extra.

Basically, there are many sources to get revenue. And the most popular now is to share resources become into 4 groups. That is the source of income that comes from working as an employee, a Labor Mandiri, business owners, or as the Investor. Usually the source of income is divided into a quadrant (square) and popular with name is cash-flow quadrant.

1. Working for employee

This is a source of income, the most popular, and many to be done by most of our community. Namely with employees who work either in factories, companies, governments and small businesses. An employee earning a salary from the work that the amount fixed and certain. This is for some people chose to be the main factors point to be employees as a source of income. In addition, with employees also can get the security and guarantee the future. For example, with the guarantee of health insurance benefits and pension. Normally an employee has a fixed working hours each day, except for employees of the factory, which have scheduled shifts. It seems so difficult to make employees as additional revenue if this time has working as employees in other companies. But if you are not employees now, so, there is no problem to become an employee as your side job and you get an additional revenue like as form of monthly salary.

2. Workers Independent

Not all people can become independent workers. Because there is one absolute requirement to become Workers Independent, namely special expertise. Because workers become Workers Independent is to sell your expertise on other people in a freelance. Examples of independent workers is a physician who practices in their house, the lawyer receive tasks to assisting clients, a sewer or catering who receive orders from their customers. An independent workers do not get a monthly salary as well as employees, but to get honorarium or fees directly from customers for the services and practices that they done. If you have special expertise that can be relied on, then to be independent workers appears can be a source of additional revenue. Perhaps, other than working as an employee now, you can also still receive the order cakes or stitches outside office hours. Or may receive a call from repairing electronic equipment in the night or holidays so not disrupt the main job.

3. Business Owner

If the employee is the most popular professions, and many people do, then become a business owner is a profession that most people want, regardless of the profession now. Believe it or not, a survey has proved that the majority of the respondents said would like to become a businessman, although at the time they mostly work as civil servants or private employees. The definition of a business owners is rely on income mainly the result of the business form of dividends or prive, not from the monthly salary. If you now still become leaders in your own company and receive a regular salary every month, that means you can still be said as employees. Although you are the owner of the business, but your income is not as business owners, but as employees. Business owners that my purpose here is someone who is the source of their income from the business he owned, not from the work he did. Normally, business owners can have more spare time because he only needs to control business at any time. He still has a lot of spare time to get additional revenue by other means such as employees working in other places or to sell the expertise her assets. Or if your current employees and confusion how is to develop funds that are owned and banks can not promise that the optimal results. You can open stalls or funding someone to open a business, and you controling only and enjoy the benefits only. Opening job opportunities and at the same time increase the family income. And that is also popular today is the direct marketing business or MLM, although not open new job opportunities, but can increase revenue that is sufficient.

4. Investors

The third source of income in the initial need was more physical activities. Employees "sell" working hours with a monthly salary, as well as independent workers, although the more flexible but still rely on physical activity to get their income. Meanwhile, business owners usually have to work first in the beginning before it can submit the management of the business people on the other. But investors different, more investors rely on the strength of capital and strategies in managing and developing the funds held. Investors do not get revenue from monthly salaries, rent client services, or consumers who buy the communications and assessment. He was getting money from develop the funds their owned like as form of interest, for the results, capital gain and so forth. Investment is the source of additional revenue that can be done by anyone as long as any money in heir hand. Because investation not sequester much time and can be done while working. Meanwhile, problem of the skills of strategy management can be done by the experts who are paid based on profits derived assets or based on the managed.

But the question now is, can someone have a fourth source of income is at once?

The answer, why not? As an employee who currently rely on the monthly salary, you can only sell their expertise outside of office hours, and eliminate some of your income for this to open a business and invest. This way you can have 4 sources of income at once.

What skills can you sell, what business is suitable for you, where investment is profitable. That matter recently. It is important now is not close yourself to have a variety of possible sources of revenue (multi-source of income).

Do not tickle satisfied and stop trying just because they have been able to work while many people are still unemployed, because the work can not guarantee sufficient living needs. Do not tickle also satisfied and stop trying just because they can not have a business that not many people can do, because the business can sometimes rise and vice versa can also be decreased. And also not satisfied just because the heady investment have anywhere, not necessarily because the investment is safe and profitable.

However have a number of sources of income. Because if that one down, can still rely on the other. If one fails, there is still a reserve to cover it. If you can have four sources of revenue at the same time, so why have one?

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