Internet Credit Card-Number Fraud is Increasing with Trusted, Reliable Web Sites Every Day

Phillip W. Chambley
It seems like things have got so bad, I am sometimes afraid to pay my car insurance payment over the internet! I reviewed over my wife's credit card statement just the other day and noticed a "weird" $1.00 charge? She told me that she logged on to this annual credit report and was going to donate a dollar to the foundation, because they were supposedly "FREE?".

Apparently, she gave them her credit card number, but at the last minute changed her mind, and clicked on to "No Thanks" but she was still charged anyway. The $1.00 charge is NOT what bothers me. But the simple fact that so many reliable and trusted internet companies are taking advantage of everyday consumers via their credit card number sometimes on a monthly basis without their knowledge. Even after you cancel this internet transaction.

One year ago, my wife went "round and round" with classmates.com that continously charged her this $15.00 fee every (3) three months. She told me that she had cancelled this monthly membership via their website, but they still continued charging her each quartely period. As her husband, I personally got mad and just cancelled this credit card that was in both of our names, because I know talking to customer service is a "Joke" with these fraudulent websites.

I am a good husband after 24 years of marriage. I just hate to see honest hard working people get "Ripped-Off" over the internet, because they have been lured somehow into this excellent and seemingly honest and also trusting website(s). Now days, it seems that matter who or whom it is, these companies will seem to "sucker innocent people into their web of deceit" financially via their credit cards.

I once asked my attorney about this problem, and he stated: "You've got to read their privacy policy first before giving them your credit card number!" I told him the problem is? A lot of these websites have such complicated LEGAL wordings that the average person without a law degree does NOT understand what they have written. He just simply said "Good Luck!" and call me if you have any problems.

The majority of this "Legal Stuff" in their websites is like reading legal documents whenever you are buying real estate or purchasing a new home. It seems like you should have your attorney present before making any purchase over the internet! These gigantic websites need to make this information readable and easier for customers to understand and also tell them in advance regarding giving them your credit card information without any "legal crap" that anyone can understand.

Unfortunately, most of this money is in such a small amount, their is really nothing you can do, except to join in on a class action lawsuit, filed against this particular internet company, especially companies like freecreditreport.com and classmates.com. If you try to email these companies without any purchase, they never respond, most likely because they have never had the chance to "Rip you off first" financially and then we will answer your questions later?

Internet credit card fraud seems to be increasing almost everyday. Ironically, it's normally with some of the biggest most trusted websites on todays internet market place, simply because they know they can get away with it! The FCC has so many complaints they can't keep up with, because of being under staffed. They simply tell you, "Please contact your attorney" and discuss this issue
with them.

Even if it's just $1.00. The fact remains that you have given them your credit card number and because you have also somehow agreed to their policies of being charged, weekly and even monthly. They seem to have the "Power" to do whatever they want to with your credit card number. Taking the time out of your daily schedule to "Fight with these customer service people" is frustrating, because they have been trained to sell you even more products over the phone, because of their high paying telemarketing commissions.

Published by Phillip W. Chambley

Author/website designer of "secretsofsurveys.com" of the original ebook called "Secrets of Paid Online Surveys Ebook."  View profile

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