Janice Kraft Platinum "Real Estate Agent in Temecula" Helping First Time Buyers

If you are a first time home buyer, planning to make your purchase in Temecula here are three key steps you should consider.

Is this the best time to buy.

Despite all the hysteria about the market, this is actually an excellent time to purchase real estate in Temecula. Especially for first time buyers. Because homes are sitting on the market for much longer, many sellers are motivated, some are even willing to pay all the closing costs. Real estate agents in Temecula are finding that there are many homes on the market. For a first time buyer this is a perfect real estate market to get more home for your dollar. Real estate agents in Temecula say that the amount of homes on the market afford first time buyers a larger selection.

Are you prepared?

Owning a home is a big responsibility. It is important to make sure that you are prepared. Be sure that your credit score is up. The higher your credit score the better your financing terms. During the housing boom of 2003-2004 many buyers purchased homes with sub prime credit. Based on their credit scores lenders offered these buyers unconventional loans with adjustable rates. As the interest rates began to rise, many people found their mortgage rate rising. Real estate agents in Temecula are finding the number of foreclosures in the area up by significant numbers. Don't let the same thing happen to you. Make sure that you get your credit in order before you purchase.

Do you have a good real estate agent?

A good real estate agent identifies the needs of a client. A good real estate agent gives a client options. A good real estate agent put their best foot forward for every client regardless of budget. A good real estate agent listens to a client. The best thing any first time buyer can do is find a real estate agent that specializes in assisting first time home buyers. Janice Kraft, a REMAX platinum real estate agent works in Temecula, and surrounding areas. Not only is she familiar with Temecula's real estate market, she has a number of resources for first time homebuyers. She can even help you find first time buyers programs that provide down payment assistance. As a platinum REMAX real estate agent, Janice offers a level of service unparalleled. She is not only knowledgeable about her industry, she is a pleasure to do business with. If you would like Janice to assist you in the purchase of your home, you can contact her at 951-529-2089 email at jrkraft@myexcel.com