Keep that Jewelry Safe

Keeping ones jewelry safe from theft is something we all think about when we have a piece of our jewelry that needs repaired. I have forever wondered, what if I give them my ring to size and they exchange the diamond? Here are the steps that need to be taken to keep those precise pieces of jewelry safe.

I began seriously checking into this when recently while in the jewelry store another customer was picking up a piece that had been repaired. Her comment, "this is not my ring" made me think about what I would do to keep my jewelry safe. Here are the ways I discovered can help when having my precise pieces of jewelry or gems repaired, sized or taken care of by another.

First thing to do with expensive jewelry is to let your homeowners or renters insurance know that you have purchased the piece of jewelry.

When a jewelry purchase is made, ask for the appraisal paperwork on the item at that time. It is easier and usually cost nothing at time of purchase. However, if you need an appraisal and have one done it can cost anywhere from $25.00 to $250.00. The appraisal will give information such as clarity, cut and any flaws in the jewels, it will also give an appraisal of financial value.

Take pictures of the jewelry in your jewelry box. Individual shots that are clear and show exactly how many jewels are in each piece.

Write down all markings in the inside of bands and on chains or backs of pendants.

Ask the jeweler what their procedure is for that individual jewelry store regarding the jewelry you place in their possession. Be specific and ask what is the procedure if the jewelry is damaged or lost while in their possession.

Make sure to have the jeweler or jewelry store manager look over your piece of jewelry, you can even ask them to check the size, clarity and style of diamond or gem and make a note of it for you.

When the piece is returned to you check it closely and make the manager check the stone again to make sure it is exactly what he saw when he took the piece from you for repair.

If indeed something occurs with a piece of jewelry while it is in the repair persons possession they are responsible for the item.

Ask what the procedure is to file a claim for the damaged or lost jewelry, file a police report and call your insurance company immediately if a piece of your fine jewelry is missing. Never sit back and wait for the jewelry store to make their investigation and then if they don't turn up the piece file those reports, it is important to file them immediately.