Learn Useful Business Phrases in Chinese

If you are doing business in China, you'll want to learn some Chinese business phrases to better communicate. Here are some useful business phrases in Chinese.

In Chinese, "jing ji" means the economy or economics. To say "the state of the economy," you would say "jing ji xing shi." The phrase "xing shi" by itself refers to the situation or the state of things.

Consumers, in the economic sense, are called "xiao fei zhe." If you want to talk about revenue, say "shou ru."

Competition is an important part of business, so the word "to compete" is a frequently mentioned phrase. To say "competition" or "to compete" in Chinese, say "jing zheng."

A benchmark or model is called "biao gan" in Chinese.

To talk about the balance of supply and demand, there are several phrases. Supply is "gong" while demand is "qiu." To say that supply exceeds demand, say "gong guo yu qiu." To say that supply falls short of demand (or that demand exceeds supply), say "gong bu ying qiu."

To say "revenue" in Chinese, say "shou ru." If you want to say "production capacity" in Chinese, say "sheng chan neng li."

With the financial collapse in America recently, you might want to talk about the "financial tsunami" that has occurred, caused by American banks' losses on mortgage security holdings. You can say this in Chinese with, "jin rong hai xiao."

One financial concept is that of leveraging, or of a company using high levels of debt to supply projects that result in higher returns than the interest paid on this debt. In Chinese, leveraging is called "gang gan hua." If you are talking about repaying a debt, you can say "repay" with "chang huan."

Another important financial concept is the debt ratio, or the total debt of a company compared to its total assets. This ratio is called "zi chan fu zhai lu" in Chinese.

Expansionary monetary policy, or a monetary policy that expands the supply of money in an attempt to increase consumption and investment, is called "kuo zhang xing huo bi zheng ce" in Chinese.

The wealth gap, or the difference between the rich and poor in a country, is called "pin fu cha ju" in Chinese. "Pin" means poor, while "fu" means rich. "Cha ju" means difference.

A personal retirement or pension account is called "ge ren yang lao zhang hu" in Chinese.

Those are some of the more useful financial phrases in Chinese.