Mortgage Brokers Des Moines - Best Mortgage Broker in Des Moines?

Des Moines, as would be expected of the capital and business hub of Iowa, is brimming with mortgage brokers as well. Given the healthy commissions a mortgage broker makes from each loan provided, it is important to cautiously choose brokers who have your best interest at heart, not their pocket's.

There are a few easy to follow guidelines that can help you avoid shady brokers, or a less than optimum service:

Always ask a mortgage broker for some of their customer testimonials before continuing. Just whether or not they have the testimonials at hand shows where they place their priority. Such a third-party referral is essential.

Ask the broker what after-sale service they offer their customers. You want to look for a firm that is willing to look for a lower rate for you even after you've purchased (to help refinance if you so choose) and/or offer some sort of debt management/elimination program.

Make sure the mortgage broker is certified to handle FHA loans. Such brokering firms have to go through a rigorous yearly audit which in itself attests to the high level of a given firm's service and standing.

Go with firms that have at least 2 years of history, have customers all over Iowa, and have at least 5 loan officers. This allows for a high level of ethical oversight and prevents 'image-manipulation' with local advertisements.

A good example of a firm that meets or exceeds these guidelines is Infinity Financial Group in West Des Moines that handles mortgages all over Iowa. When called in for testimonials, I was presented with the following:

I told my Loan Officer what interest rate I wanted. Infinity Financial called me when they were able to get the rate I wanted, and then kept me well informed throughout the entire process. Peggy G. Ankeny, IA

The customer service is exceptional from Infinity Financial. I've never had a mortgage company watch the rates like they do, then inform me when I can receive the most benefit, not when they can make the most money. Bob M. Ogden, IA

Without a doubt, the most trustworthy group of mortgage brokers I have ever dealt with. They truly have the customer's best interest at heart. Brenda O. Grimes, IA

It clearly shows that they offer a good after-sales service, and work with customers all over Iowa. Additionally, they have the FHA loan approval and offer debt management and elimination options as well.

Finally, check up on various options by looking at their websites, and reading any reviews (like this one) available before making up your mind!