Outstanding Discounts for Senior Citizen Auto Insurance

Auto insurance companies provide big discounts to senior citizens. Some auto insurance companies consider age 50 and above a senior driver. Several senior citizen associations have affiliations with major insurance companies which provide huge discounts for yearly auto insurance coverage. Generally, all auto insurance companies provide attractive discounts to retirees and seniors. The following are some additional discounts seniors should consider.

Mature Driver Improvement Course:

Approximately 33 states afford seniors discounts for enrolling in a mature driver class. The auto insurance discount for taking the five to six hour class is anywhere between 10 and 15 percent off your annual premium. Several on-line courses can be taken at the senior's leisure on any home PC. Other courses are offered periodically in community centers. The on-line senior driver improvement courses cost between $14.95 and $19.95. Check with your insurance agent to make sure the course is accepted by your insurance company.

Discount for Retirees:

Most auto insurance companies provide a discount to retirees whose driving habits have changed. The retiree is no longer in the category of racking up miles going to and from a workplace. Thus, auto insurance companies will generally provide a five percent discount. The retiree needs to change his or her driving habits to "casual or retiree" status. Talk to your insurance agent to find out more about these discounts.

Combine Auto and Home Insurance:

A senior or retiree can save hundreds of dollars annually by combining their auto insurance and home insurance with senior oriented insurance companies. Seniors or retirees might consider doing some comparison shopping among insurance companies. Senior associations are useful in providing the names of insurance companies that are senior-friendly.

In conclusion, every dollar counts in this economy. A few minutes of a senior's time can save hundreds of dollars each year on automobile insurance.