Painless Ways to Save for College with Upromise

One of the best ways to save money for college is by earning that money as a refund on things you need to purchase in your everyday living. Upromise offers the best credit card, with many options, to do just that. Initial offers vary from time to time but as of the date of this article, Upromise offers a $25.00 bonus after the first qualified use of your new card. You may choose from a Gas and Grocery awards card that offers 10% back on qualified grocery purchases, with 2% back on eligible Exxon and Mobile gas purchases and 1% back on all other card purchases. The Dining and Grocery rewards card offers 10% back on all qualified grocery purchases, with 10% back on all dining at participating restaurants and 1% back on all other card purchases. Analyze your normal shopping and purchasing habits to determine which choice is best for you. Always note that spending money on things you don't need or spending over your budget is NOT saving money. The interest rate on the Upromise card is right in line with any other major credit cards so if you carry a balance you are not being charged more than any other card would.

Upromise also offers many other ways to save for college that you can combine with or without a Upromise credit card. Joining Upromise itself is free and you can begin saving right away. If you shop on-line you can do so through the Upromise portal. By shopping through Upromise you can earn 1% to 25% back on on-line purchases depending on the offer. These savings can add up quickly. There are over 600 participating on-line merchants and you can also receive coupons or special offers.

You can also register many of your frequent shopper cards with Upromise to receive savings back on participating brand items purchased at grocery, drug or "big box" stores. Offers are added frequently and usually have a duration of one month for your shopping convenience. By registering your regular credit or debit card with Upromise you can earn savings back at participating Upromise dining restaurants.

Upromise also gives you options for redeeming your savings. You can save into a 529 account, use your savings to pay down a Sallie Mae loan or receive a check for college expenses. Upromise offers many painless ways to save for college with options available to suit almost anyone's needs. Now if they could just find a way to make raising teenagers painless!