In tough economic times, more and more people are looking for ways to stretch their dollars. Food stamps are one option that many people are looking at for the very first time. Those considering applying for food stamps need to be aware of the qualifying factors listed below.
Food stamp eligibility is pretty straight forward, but it may not be as easy to qualify as you might think. For instance, something like unemployment alone may not qualify you for food stamps. The problem is that other assets are looked at when determining eligibility. For instance, in addition to needing to be below the poverty level, food stamp recipients are also limited when it comes to the amount of "countable resources" they may have. Countable resources include things such as the amount of money one has in checking and savings accounts and also includes tangible objects such as cars. So, for example, even if you have no money in the bank, if you have a car that is valued at $3,000, you may not be eligible for food stamps.
Also, other than elderly people or people who are unable to work, in order to qualify for food stamps a person must either be working or seeking employment. Some may be required to be involved in training and job search programs.
Able bodied individuals who are between the ages of 18 and 50 and who do not have children must work at least 20 hours per week or be involved in employment and training programs in order to receive food stamps for more than three months in a 36-month period.
People who want to apply for food stamps must fill out a long application. The average food stamp application length is 12 pages with some states having applications 18 pages long.
In addition to the paperwork hassles, income verification by the employer may be required. Many people feel embarrassed to have their employer and coworkers know that they are applying for food stamps so some people choose not to apply for that reason.
All in all the food stamp program is a good program that helps truly needy people to get assistance they need in order to have proper nutrition, but the rules and regulations make applying for and receiving food stamps a rather daunting task.
By all means, people who need help feeding themselves and their families should look into obtaining food stamps, but food stamps should not be considered to be a long-term solution to the problem of inadequate money for food.
Sources: http://www.frac.org/html/federal_food_programs/programs/fsp_faq.html
Published by Rebecca Livermore - Featured Contributor in Travel and Lifestyle
Rebecca Livermore has been a freelance writer since 1993. Although she started off writing for print magazines, in recent years she has switched her focus to writing for the web. She writes on many subjects,... View profile
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6 Comments
Post a CommentThere are certainly a lot of requirements to qualify for food stamps.
Sophie
Super information. There are a lot of hoops to jump through.
This is great info. Thanks for sharing. PV
I'm all for helping the folks who CAN'T work, but it burns me that people who WON'T work get food stamps too.
Never realized you had to jump through so many hoops.
Valuable info