Redlining Denies Goods and Services to Certain Populations

Prices and Availability Vary by Geographical Region

Karama C. Neal
Redlining is "practice of denying or increasing the cost of services [or goods] to residents of certain areas. The term "redlining" comes from the practice of marking red lines on a map, which banks would do in order to delineate areas they did not want to lend to." You've probably seen redlining (even if you didn't notice it) if your driven or walked through neighborhoods different from your own. How do the gas prices compare to those you pay? What about food prices? Are there grocery stores? There are lots of different types of redlining:

*Food redlining happens when "large-scale supermarkets abandon lower-income communities for their more affluent counterparts, leaving entire communities little or no access to affordable, quality food." This contributes to health problems as well: correlations have been found between access to supermarkets and diet-related illnesses ( e.g. diabetes).

* Financial redlining restricts access to mortgages, loans, insurance and other financial services. This contributes to housing segregation and discrimination. Predatory lending is also part of this problem.

*Advertising redlining happens when certain products are primarily advertised in certain neighborhoods, regardless of the neighborhood's relative use of the products. Ever notice where tobacco and liquor billboards are located? (Seems the tobacco companies are trying to get black folks to start smoking more, even though white folks are better customers.)

*Housing redlining . In this illegal practice, real estate agents often steer "white homebuyers away from [racially] diverse neighborhoods and lead black and Hispanic homebuyers to lower-income areas." Why do we so often assume that folks of difference class, race, or ethnicity cannot live together?

"So what can I do?"

--> Request full disclosure. If financial and other institutions are forced to disclose discriminatory practices, public or legal pressure may force them to change.

--> Demand just treatment. If you or someone you know is being treated unfairly, demand a change. I learned this early. When I was young, my mother was often dissatisfied at the quality and freshness of the produce in our neighborhood. Instead of driving to another (wealthier, white) community to shop (an option many of our neighbors did not have), she repeatedly talked to managers and supervisors to demand better quality food. If we don't ask for changes, how can we expect them?

--> Press for legislative changes that outlaw redlining. Learn how to communicate with your elected officials, media and community leaders.

--> Boycott businesses that continue unjust, unfair or unethical practices.

--> Be inspired to action by the successes of folks who've fought food, financial and other forms of redlining. You can make a difference for yourself, your family, and your community!

"Not being able to do everything is no excuse for not doing everything you can." - Ashleigh Brilliant

Published by Karama C. Neal

Karama C. Neal is the editor of "So what can I do," the public service weblog promoting ethics in action  View profile

To comment, please sign in to your Yahoo! account, or sign up for a new account.