Review of Mint.Com

Mint.com is a great way to keep track of all of your finances in one place. There system allows you to track all of you accounts: banking, credit cards, investments, and more. It is very convenient, and keeps up to date automatically.

The service is completely free and very easy to use. You just sign up for an account and enter your accounts. The site uses secure links to use your login information for banks and credit cards to automatically update your transaction history and current balances. Then you can see your standing with each account and use the information about your transactions to analyze your spending.

The budgeting features of the site are also very beneficial; you can create budgets and see your progress on them, always up-to-date. You can set spending alerts to be sent by text to you so you will always know exactly what is happening with your money. Because your transaction history is stored on Mint.com as well you can see what your previous spending has been in different categories to help you plan your budget to be achievable.

In addition to spending alerts you can also set alerts to let you know when large deposits or expenses clear your accounts. Mint.com even lets you know when payments are due for your credit cards and loans that you link to your account. These features will help you save money by avoiding overdraft charges and/or late fees on your accounts.

Another aspect which is very beneficial is the "Ways to save" which gives you suggestions of what accounts would work better for you based on your financial status and history. You can find credit cards with lower rates, higher rewards, less fees, all based on how you use your card and the site tells you how much you will save by switching. The same with bank accounts and brokerages, an analysis of your accounts will shape your recommendations and you will see how to save more of your money.

The financial fitness calculator will also help you to make your finances the best they can be. Different tasks are assigned including knowing your credit score, saving money, reducing fees, and many more. By completing tasks you improve your financial fitness score and, simultaneously, your finances.

All of these features make Mint.com a great way to manage your money and keep track of everything all in one place. Try it out for yourself, there is no risk, the whole system is free!