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		<title><![CDATA[Halina Zakowicz - Yahoo! Voices]]></title>
		<link><![CDATA[http://voices.yahoo.com/]]></link>
		<description><![CDATA[Recently published content by Halina Zakowicz]]></description>
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		<copyright>Copyright 2012 voices.yahoo.com</copyright>
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<title><![CDATA[The Tempest in Madison, Wisconsin: A Restaurant Review]]></title>
<link><![CDATA[/http://voices.yahoo.com/the-tempest-madison-wisconsin-9959919.html]]></link>
<description><![CDATA[<p>Tempest makes it big when it comes to seafood. Though pricey, the new Madison restaurant is worth it.</p><p>Contributor: Halina Zakowicz<br />Published: Oct 03, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Mon, 03 Oct 2011 09:51:11 EDT]]></pubDate>
<guid>http://voices.yahoo.com/the-tempest-madison-wisconsin-9959919.html</guid>
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<item>
<title><![CDATA[Planning My First Ever Spa Vacation on a Budget]]></title>
<link><![CDATA[/http://voices.yahoo.com/planning-first-ever-spa-vacation-9174957.html]]></link>
<description><![CDATA[<p>Spa vacations can be costly, but I have found a way to save over 50% on my upcoming spa vacation. I accomplished this by taking advantage of seasonal rates and rewards points.</p><p>Contributor: Halina Zakowicz<br />Published: Sep 26, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Mon, 26 Sep 2011 10:37:09 EDT]]></pubDate>
<guid>http://voices.yahoo.com/planning-first-ever-spa-vacation-9174957.html</guid>
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<item>
<title><![CDATA[Finding a Scientific Career Outside of Academia]]></title>
<link><![CDATA[/http://voices.yahoo.com/finding-scientific-career-outside-9174145.html]]></link>
<description><![CDATA[<p>Traditionally, Ph.D. level scientists become college and university professors after completing a postdoctoral appointment. For many scientists, however, this option is no longer possible.</p><p>Contributor: Halina Zakowicz<br />Published: Sep 23, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Fri, 23 Sep 2011 14:49:04 EDT]]></pubDate>
<guid>http://voices.yahoo.com/finding-scientific-career-outside-9174145.html</guid>
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<item>
<title><![CDATA[Do Roommates Need Two Separate Renter's Insurance Policies?]]></title>
<link><![CDATA[/http://voices.yahoo.com/do-roommates-two-separate-renters-9132113.html]]></link>
<description><![CDATA[<p>If you decide to purchase a joint renter's insurance policy with your roommate, be aware of its pitfalls. In some cases, it is better to have separate renter's insurance policies.</p><p>Contributor: Halina Zakowicz<br />Published: Sep 16, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Fri, 16 Sep 2011 09:47:16 EDT]]></pubDate>
<guid>http://voices.yahoo.com/do-roommates-two-separate-renters-9132113.html</guid>
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<item>
<title><![CDATA[Tips for Insuring Your Beach Vacation Home]]></title>
<link><![CDATA[/http://voices.yahoo.com/tips-insuring-beach-vacation-9129685.html]]></link>
<description><![CDATA[<p>Your beach vacation home is your home away from home. Make sure it's covered for flooding and hurricanes by insuring it.</p><p>Contributor: Halina Zakowicz<br />Published: Sep 15, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Thu, 15 Sep 2011 10:02:00 EDT]]></pubDate>
<guid>http://voices.yahoo.com/tips-insuring-beach-vacation-9129685.html</guid>
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<item>
<title><![CDATA[ATV Insurance Basics]]></title>
<link><![CDATA[/http://voices.yahoo.com/atv-insurance-basics-9128461.html]]></link>
<description><![CDATA[<p>Most ATV owners do not think about obtaining ATV insurance. However, ATV insurance protects you from financial and legal liability in case your ATV is involved in an accident or causes property damage.</p><p>Contributor: Halina Zakowicz<br />Published: Sep 15, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Thu, 15 Sep 2011 09:49:33 EDT]]></pubDate>
<guid>http://voices.yahoo.com/atv-insurance-basics-9128461.html</guid>
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<item>
<title><![CDATA[Will a Speeding Ticket Affect My Car Insurance Rate?]]></title>
<link><![CDATA[/http://voices.yahoo.com/will-speeding-ticket-affect-car-9125177.html]]></link>
<description><![CDATA[<p>Even one speeding ticket can raise your car insurance rate. Fortunately, there are ways to get around this issue, such as taking a driver safety course.</p><p>Contributor: Halina Zakowicz<br />Published: Sep 14, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Wed, 14 Sep 2011 10:20:03 EDT]]></pubDate>
<guid>http://voices.yahoo.com/will-speeding-ticket-affect-car-9125177.html</guid>
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<item>
<title><![CDATA[Tips for Filing Auto Insurance Claims Accurately]]></title>
<link><![CDATA[/http://voices.yahoo.com/tips-filing-auto-insurance-claims-9123683.html]]></link>
<description><![CDATA[<p>Auto insurance claims need to be filed if you are involved in a vehicle accident or some other automotive incident. Here are some tips on how you can successfully file your claim to receive your settlement.</p><p>Contributor: Halina Zakowicz<br />Published: Sep 14, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Wed, 14 Sep 2011 10:04:24 EDT]]></pubDate>
<guid>http://voices.yahoo.com/tips-filing-auto-insurance-claims-9123683.html</guid>
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<item>
<title><![CDATA[How to Compare Homeowner's Insurance Rate Quotes]]></title>
<link><![CDATA[/http://voices.yahoo.com/how-compare-homeowners-insurance-9106237.html]]></link>
<description><![CDATA[<p>Homeowners insurance rate quotes can be tedious and confusing. Here are a few tips on comparing  home insurance rate quotes and deciding which one is the best for you.</p><p>Contributor: Halina Zakowicz<br />Published: Sep 12, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Mon, 12 Sep 2011 10:56:00 EDT]]></pubDate>
<guid>http://voices.yahoo.com/how-compare-homeowners-insurance-9106237.html</guid>
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<item>
<title><![CDATA[Does Homeowner's Insurance Cover Hurricane Damage?]]></title>
<link><![CDATA[/http://voices.yahoo.com/does-homeowners-insurance-cover-hurricane-9106191.html]]></link>
<description><![CDATA[<p>Most homeowner insurance policies do not cover hurricane damage. Even if you live in an area that is infrequently flooded, it pays to check your insurance policy and consider adding flood insurance.</p><p>Contributor: Halina Zakowicz<br />Published: Sep 12, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Mon, 12 Sep 2011 10:49:26 EDT]]></pubDate>
<guid>http://voices.yahoo.com/does-homeowners-insurance-cover-hurricane-9106191.html</guid>
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<item>
<title><![CDATA[How Your Credit Report Affects Your Insurance Rate]]></title>
<link><![CDATA[/http://voices.yahoo.com/how-credit-report-affects-9100417.html]]></link>
<description><![CDATA[<p>Believe it or not, your credit score affects how much you pay for insurance. This is because your credit score is used to calculate your insurance risk by most insurance companies.</p><p>Contributor: Halina Zakowicz<br />Published: Sep 12, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Mon, 12 Sep 2011 09:23:28 EDT]]></pubDate>
<guid>http://voices.yahoo.com/how-credit-report-affects-9100417.html</guid>
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<item>
<title><![CDATA[Do You Need Pet Injury Coverage with Your Car Insurance?]]></title>
<link><![CDATA[/http://voices.yahoo.com/do-pet-injury-coverage-8955593.html]]></link>
<description><![CDATA[<p>Pet injury coverage is a new benefit offered by many insurance companies. In some cases, this benefit may even be free. If you frequently travel with your pet, you may wish to consider pet injury coverage.</p><p>Contributor: Halina Zakowicz<br />Published: Aug 12, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Fri, 12 Aug 2011 13:52:51 EDT]]></pubDate>
<guid>http://voices.yahoo.com/do-pet-injury-coverage-8955593.html</guid>
</item>
<item>
<title><![CDATA[Should You Purchase Insurance From the Rental Car Company?]]></title>
<link><![CDATA[/http://voices.yahoo.com/should-purchase-insurance-8954381.html]]></link>
<description><![CDATA[<p>There are many factors to consider when deciding whether or not to purchase car insurance from your rental car company. This is true even if you already have your own car insurance.</p><p>Contributor: Halina Zakowicz<br />Published: Aug 12, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Fri, 12 Aug 2011 10:54:30 EDT]]></pubDate>
<guid>http://voices.yahoo.com/should-purchase-insurance-8954381.html</guid>
</item>
<item>
<title><![CDATA[Most Important Documents to Keep in Your Glove Box]]></title>
<link><![CDATA[/http://voices.yahoo.com/most-important-documents-keep-8954051.html]]></link>
<description><![CDATA[<p>There are documents that should always be kept in your glove box, including vehicle registration papers, maps and insurance cards. Not having certain documents in your car's glove box can result in a fine or even the suspension of your driver's license.</p><p>Contributor: Halina Zakowicz<br />Published: Aug 12, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Fri, 12 Aug 2011 10:47:12 EDT]]></pubDate>
<guid>http://voices.yahoo.com/most-important-documents-keep-8954051.html</guid>
</item>
<item>
<title><![CDATA[Your Basic Guide to Jet Ski Insurance]]></title>
<link><![CDATA[/http://voices.yahoo.com/your-basic-guide-jet-ski-insurance-8652435.html]]></link>
<description><![CDATA[<p>Jet ski insurance may seem like an unnecessary cost; however, it does more than cover the damages to your jet ski. You can also avoid getting sued for property damages and medical costs by having jet ski insurance.</p><p>Contributor: Halina Zakowicz<br />Published: Jun 16, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Thu, 16 Jun 2011 15:57:42 EDT]]></pubDate>
<guid>http://voices.yahoo.com/your-basic-guide-jet-ski-insurance-8652435.html</guid>
</item>
<item>
<title><![CDATA[Do I Need Insurance for an RV in Storage?]]></title>
<link><![CDATA[/http://voices.yahoo.com/do-insurance-rv-storage-8651013.html]]></link>
<description><![CDATA[<p>An RV that is in storage still needs to be insured. While some home or renter's insurance providers do insure RVs, this is not a guarantee. Dedicated RV insurance providers may be the best bet for obtaining RV storage insurance.</p><p>Contributor: Halina Zakowicz<br />Published: Jun 16, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Thu, 16 Jun 2011 13:10:57 EDT]]></pubDate>
<guid>http://voices.yahoo.com/do-insurance-rv-storage-8651013.html</guid>
</item>
<item>
<title><![CDATA[Insurance Tips for Driving Rental or Borrowed Cars]]></title>
<link><![CDATA[/http://voices.yahoo.com/insurance-tips-driving-rental-8645561.html]]></link>
<description><![CDATA[<p>It is important to have insurance when you are driving a rental or borrowed car. However, you may already be insured and not even realize it. Don't end up paying twice for the same coverage.</p><p>Contributor: Halina Zakowicz<br />Published: Jun 16, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Thu, 16 Jun 2011 08:49:19 EDT]]></pubDate>
<guid>http://voices.yahoo.com/insurance-tips-driving-rental-8645561.html</guid>
</item>
<item>
<title><![CDATA[Common Insurance Discounts for Good Drivers]]></title>
<link><![CDATA[/http://voices.yahoo.com/common-insurance-discounts-good-8645201.html]]></link>
<description><![CDATA[<p>You can save money on your car insurance by getting a good driver discount. Here are some ways in which you can obtain this insurance discount.</p><p>Contributor: Halina Zakowicz<br />Published: Jun 15, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Wed, 15 Jun 2011 10:12:54 EDT]]></pubDate>
<guid>http://voices.yahoo.com/common-insurance-discounts-good-8645201.html</guid>
</item>
<item>
<title><![CDATA[Do You Need to Switch Car Insurance Companies If You Move?]]></title>
<link><![CDATA[/http://voices.yahoo.com/do-switch-car-insurance-8635711.html]]></link>
<description><![CDATA[<p>Switching car insurance companies may or may not be necessary if you move. Here are some key points about switching car insurance carriers if you move.</p><p>Contributor: Halina Zakowicz<br />Published: Jun 14, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Tue, 14 Jun 2011 12:10:00 EDT]]></pubDate>
<guid>http://voices.yahoo.com/do-switch-car-insurance-8635711.html</guid>
</item>
<item>
<title><![CDATA[5 Safe Driving Tips that Could Lower Your Insurance]]></title>
<link><![CDATA[/http://voices.yahoo.com/5-safe-driving-tips-could-lower-8634239.html]]></link>
<description><![CDATA[<p>There are several ways in which you can lower your insurance premium by following these safe driver tips. Some items are as simple as just taking a class.</p><p>Contributor: Halina Zakowicz<br />Published: Jun 13, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Halina Zakowicz)]]></author>
<pubDate><![CDATA[Mon, 13 Jun 2011 16:37:23 EDT]]></pubDate>
<guid>http://voices.yahoo.com/5-safe-driving-tips-could-lower-8634239.html</guid>
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