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		<title><![CDATA[Melvin Richardson - Yahoo! Voices]]></title>
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		<description><![CDATA[Recently published content by Melvin Richardson]]></description>
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		<copyright>Copyright 2012 voices.yahoo.com</copyright>
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<title><![CDATA[Statute of Limitations for Debts: What is the Statute of Limitations in Your State?]]></title>
<link><![CDATA[/http://voices.yahoo.com/statute-limitations-debts-7733386.html]]></link>
<description><![CDATA[<p>The type of debt you have as well as the state you live in will determine what the statute of limitations is. Creditors are limited in their collection activity when the statute of limitations has expired.</p><p>Contributor: Melvin Richardson<br />Published: Feb 09, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Wed, 09 Feb 2011 15:36:08 EDT]]></pubDate>
<guid>http://voices.yahoo.com/statute-limitations-debts-7733386.html</guid>
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<item>
<title><![CDATA[Take Your Business to the Next Level with a Niche Marketing Mailing List]]></title>
<link><![CDATA[/http://voices.yahoo.com/take-business-next-level-7792576.html]]></link>
<description><![CDATA[<p>A niche marketing mailing list will provide greater results than a mass marketing list because its targeted
towards specific individuals with specific needs.</p><p>Contributor: Melvin Richardson<br />Published: Feb 05, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Sat, 05 Feb 2011 17:43:05 EDT]]></pubDate>
<guid>http://voices.yahoo.com/take-business-next-level-7792576.html</guid>
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<title><![CDATA[Payoff Your Mortgage Loan Early and Save Money]]></title>
<link><![CDATA[/http://voices.yahoo.com/payoff-mortgage-loan-early-7789804.html]]></link>
<description><![CDATA[<p>Paying off your mortgage early can save you thousands of dollars in finance charges.</p><p>Contributor: Melvin Richardson<br />Published: Feb 05, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Sat, 05 Feb 2011 08:37:33 EDT]]></pubDate>
<guid>http://voices.yahoo.com/payoff-mortgage-loan-early-7789804.html</guid>
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<item>
<title><![CDATA[Jobs in High Demand]]></title>
<link><![CDATA[/http://voices.yahoo.com/jobs-high-demand-7789444.html]]></link>
<description><![CDATA[<p>When times are tough there are certain jobs that are still in demand. There is a relationship between education unemployment.</p><p>Contributor: Melvin Richardson<br />Published: Feb 05, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Sat, 05 Feb 2011 06:29:31 EDT]]></pubDate>
<guid>http://voices.yahoo.com/jobs-high-demand-7789444.html</guid>
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<item>
<title><![CDATA[Do You Know What One of the Highest Paid Professions Is? How About a Sales Job]]></title>
<link><![CDATA[/http://voices.yahoo.com/do-know-one-highest-7770666.html]]></link>
<description><![CDATA[<p>Sales is one of the highest paid professions. It takes years to master this craft but in the end it pays off.</p><p>Contributor: Melvin Richardson<br />Published: Feb 02, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Wed, 02 Feb 2011 19:13:07 EDT]]></pubDate>
<guid>http://voices.yahoo.com/do-know-one-highest-7770666.html</guid>
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<item>
<title><![CDATA[5 Incredible Tips to Boost Your Business]]></title>
<link><![CDATA[/http://voices.yahoo.com/5-incredible-tips-boost-business-7769888.html]]></link>
<description><![CDATA[<p>You can take your business to the next level by simply implementing a few marketing strategies.</p><p>Contributor: Melvin Richardson<br />Published: Feb 02, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Wed, 02 Feb 2011 17:27:40 EDT]]></pubDate>
<guid>http://voices.yahoo.com/5-incredible-tips-boost-business-7769888.html</guid>
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<item>
<title><![CDATA[How to Get Lower Rates for Your Car Insurance and Homeowner's Insurance Policies]]></title>
<link><![CDATA[/http://voices.yahoo.com/how-lower-rates-car-7764804.html]]></link>
<description><![CDATA[<p>There are several ways to lower your car insurance and homeowner's insurance rates</p><p>Contributor: Melvin Richardson<br />Published: Feb 02, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Wed, 02 Feb 2011 07:48:52 EDT]]></pubDate>
<guid>http://voices.yahoo.com/how-lower-rates-car-7764804.html</guid>
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<item>
<title><![CDATA[Repossessed Cars and How to Purchase Them]]></title>
<link><![CDATA[/http://voices.yahoo.com/repossessed-cars-purchase-7759936.html]]></link>
<description><![CDATA[<p>Repossessed cars can be purchased at auctions for a fraction of the cost. Details can be found in newspapers and by calling your local bank.</p><p>Contributor: Melvin Richardson<br />Published: Feb 01, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Tue, 01 Feb 2011 15:44:03 EDT]]></pubDate>
<guid>http://voices.yahoo.com/repossessed-cars-purchase-7759936.html</guid>
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<item>
<title><![CDATA[Free: You Can Get Online Games, Coupons, Food, Samples and More Stuff for Free]]></title>
<link><![CDATA[/http://voices.yahoo.com/free-online-games-coupons-7756851.html]]></link>
<description><![CDATA[<p>There are a variety of free things such as online games, music, coupons, and food, that you can receive if you know where to look.</p><p>Contributor: Melvin Richardson<br />Published: Feb 01, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Tue, 01 Feb 2011 09:33:47 EDT]]></pubDate>
<guid>http://voices.yahoo.com/free-online-games-coupons-7756851.html</guid>
</item>
<item>
<title><![CDATA[How to Create a Budget: Do You Need a Budget?]]></title>
<link><![CDATA[/http://voices.yahoo.com/how-create-budget-7749580.html]]></link>
<description><![CDATA[<p>A budget helps you control your spending and achieve financial success.</p><p>Contributor: Melvin Richardson<br />Published: Jan 31, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Mon, 31 Jan 2011 14:29:15 EDT]]></pubDate>
<guid>http://voices.yahoo.com/how-create-budget-7749580.html</guid>
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<item>
<title><![CDATA[How to Locate People: There Are Certain Locators You Can Use to Find People]]></title>
<link><![CDATA[/http://voices.yahoo.com/how-locate-people-there-certain-7747066.html]]></link>
<description><![CDATA[<p>Debt collectors use a variety of locators to find people who have skipped out without paying a debt.</p><p>Contributor: Melvin Richardson<br />Published: Jan 31, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Mon, 31 Jan 2011 09:52:55 EDT]]></pubDate>
<guid>http://voices.yahoo.com/how-locate-people-there-certain-7747066.html</guid>
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<item>
<title><![CDATA[Synergy: What is Synergy?]]></title>
<link><![CDATA[/http://voices.yahoo.com/synergy-synergy-7746200.html]]></link>
<description><![CDATA[<p>Synergy means a team can accomplish more than the individual efforts of each member of the team.</p><p>Contributor: Melvin Richardson<br />Published: Jan 31, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Mon, 31 Jan 2011 07:46:49 EDT]]></pubDate>
<guid>http://voices.yahoo.com/synergy-synergy-7746200.html</guid>
</item>
<item>
<title><![CDATA[Do You Know the Best Way to Find a Job?]]></title>
<link><![CDATA[/http://voices.yahoo.com/do-know-best-way-find-7739444.html]]></link>
<description><![CDATA[<p>If you are searching for a job you may need to utilize a variety of resources because of the bad economy.</p><p>Contributor: Melvin Richardson<br />Published: Jan 30, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Sun, 30 Jan 2011 08:58:37 EDT]]></pubDate>
<guid>http://voices.yahoo.com/do-know-best-way-find-7739444.html</guid>
</item>
<item>
<title><![CDATA[Customer Service: What Happens when You Have Bad Customer Service and What Can Be Done?]]></title>
<link><![CDATA[/http://voices.yahoo.com/customer-service-happens-7739226.html]]></link>
<description><![CDATA[<p>Bad customer service can erode market share and even run a company out of business. The customer service department needs consistent training in order to meet the needs of its customers.</p><p>Contributor: Melvin Richardson<br />Published: Jan 30, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Sun, 30 Jan 2011 08:04:00 EDT]]></pubDate>
<guid>http://voices.yahoo.com/customer-service-happens-7739226.html</guid>
</item>
<item>
<title><![CDATA[What Are the Advantages of Refinancing Your Mortgage]]></title>
<link><![CDATA[/http://voices.yahoo.com/what-advantages-refinancing-7725342.html]]></link>
<description><![CDATA[<p>Refinancing your mortgage will save you money in finance charges if you receive a lower interest rate. There are some costs you will incur. Its a good idea to remain in your home long enough to recoup your fees.</p><p>Contributor: Melvin Richardson<br />Published: Jan 28, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Fri, 28 Jan 2011 08:12:32 EDT]]></pubDate>
<guid>http://voices.yahoo.com/what-advantages-refinancing-7725342.html</guid>
</item>
<item>
<title><![CDATA[Make Money Online Using a Variety of Resources]]></title>
<link><![CDATA[/http://voices.yahoo.com/make-money-online-using-variety-7721718.html]]></link>
<description><![CDATA[<p>It helps to have income online coming from several resources</p><p>Contributor: Melvin Richardson<br />Published: Jan 27, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Thu, 27 Jan 2011 18:20:36 EDT]]></pubDate>
<guid>http://voices.yahoo.com/make-money-online-using-variety-7721718.html</guid>
</item>
<item>
<title><![CDATA[How to Build an Email List]]></title>
<link><![CDATA[/http://voices.yahoo.com/how-build-email-list-7720718.html]]></link>
<description><![CDATA[<p>To become a successful internet marketer you need to build a list and keep in contact with them on a regular basis</p><p>Contributor: Melvin Richardson<br />Published: Jan 27, 2011</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Thu, 27 Jan 2011 16:57:37 EDT]]></pubDate>
<guid>http://voices.yahoo.com/how-build-email-list-7720718.html</guid>
</item>
<item>
<title><![CDATA[What Method Do Creditors Use to Calculate Interest on Your Mortgage and Auto Loans?]]></title>
<link><![CDATA[/http://voices.yahoo.com/what-method-creditors-calculate-5576707.html]]></link>
<description><![CDATA[<p>If you know how to calculate the interest on your loans you will know how much an extra payment can impact your total of payments</p><p>Contributor: Melvin Richardson<br />Published: Mar 04, 2010</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Thu, 04 Mar 2010 16:22:27 EDT]]></pubDate>
<guid>http://voices.yahoo.com/what-method-creditors-calculate-5576707.html</guid>
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<item>
<title><![CDATA[Skills and Qualities Needed to Be a Manager]]></title>
<link><![CDATA[/http://voices.yahoo.com/skills-qualities-needed-5576903.html]]></link>
<description><![CDATA[<p>Managers must be able to manage their time effectively and motivate and encourage a staff.</p><p>Contributor: Melvin Richardson<br />Published: Mar 04, 2010</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Thu, 04 Mar 2010 16:21:19 EDT]]></pubDate>
<guid>http://voices.yahoo.com/skills-qualities-needed-5576903.html</guid>
</item>
<item>
<title><![CDATA[What is the Process for Filing Liens on Real Estate?]]></title>
<link><![CDATA[/http://voices.yahoo.com/what-process-filing-liens-5577689.html]]></link>
<description><![CDATA[<p>Liens and mortgages can be filed on real estate by the county courthouse.</p><p>Contributor: Melvin Richardson<br />Published: Mar 04, 2010</p>]]></description>
<author><![CDATA[contributor-community@yahoo-inc.com (Melvin Richardson)]]></author>
<pubDate><![CDATA[Thu, 04 Mar 2010 16:19:36 EDT]]></pubDate>
<guid>http://voices.yahoo.com/what-process-filing-liens-5577689.html</guid>
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