Safety Tips for Skip Tracers and Repo Workers

Steve Thompson
If you drive a repo truck or work as a skip tracer, you could be putting yourself in danger each time you go to work. The people you are locating will probably not be happy about being found, and many repo workers and skip tracers have been attacked by angry subjects. Your investigation is important work, but your safety should be a top priority. Consider the following safety tips to avoid injury at the hands of another.

Skip Tracers & Repo Workers Tip #1- Never Give Out Personal Information

Whether you're calling debtors over the phone to collect on credit card payments or repossessing a car from someone who has defaulted, never give out personal information. If the person asks for your name, you can provide your first name and employee badge number, if you have one, but don't give your last name or phone number. Remember that if you can find them, they can probably find you.

Skip Tracers & Repo Workers Tip #2- Know the Territory

This work is especially dangerous when you're out looking for cars and other property. Always be familiar with the area, including neighborhood access and surrounding businesses, and keep your cell phone handy in case something happens to threaten your safety. It is always a good idea to know how to escape from a situation, which means familiarizing yourself with the area and any roads or alleys.

Skip Tracers & Repo Workers Tip #3- Ask for Help

If you think that you might be in danger on the job, don't be afraid to ask for help. People in this line of work assume that they have to be tough all the time, but in reality, anyone could be a potential target of violence. If someone threatens, harasses or assaults you while working, inform your boss immediately. If you're out scouting cars of other property, you can always call the police for assistance.

Skip Tracers & Repo Workers Tip #4- Keep it Simple

You have a job to do, and whether the other person likes it or not, you have to do what you're told. Don't get into long conversations about the other person's circumstances because doing so establishes a personal connection. Instead, refer him or her to your boss and get out of the situation as quickly as possible. When that person realizes you aren't going to cut them a break, he or she might turn violent.

Skip Tracers & Repo Workers Tip #5- Carry a Weapon

You don't have to carry a gun or a knife in order to be safe, but you should always be able to defend yourself on the job. Carrying a baseball bat, a crowbar or some other blunt object can save your life. Just make sure you talk to your boss or the police about whether or not it is against the law to be armed while you're working. And if you choose to carry a firearm, make sure it is registered and that you have the necessary permits.

Skip Tracers & Repo Workers Tip #6- Use the Buddy System

Some repossession companies and skip tracing outfits will ask their employees to work on their own because it saves money and valuable resources. Insist, whenever possible, that you work with a partner, unless you're in the office doing phone work. A buddy can save you in a time of crisis, and you'll be more formidable if you've got someone else to back you up on the street.

Published by Steve Thompson

Steve is a full-time freelance writer. In addition to the more than 3,000 articles he's written for AC, he has also written articles and other materials for more than 100 happy clients. He enjoys writing abo...  View profile

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  • Bryan Belrad7/10/2008

    No, no, no! DO NOT carry a gun - EVER. Better to lose the car (or whatever) than to risk an escalation of violence. Is getting that one car worth anybody's life, even if it isn't yours? Even without a body count, I say better to be safe and leave than stay and get shot at. The first priority is to *get home alive*. And I should know - not only am I a repo agent, but I'm literally writing the book on the subject. Here's Chapter 1: http://www.associatedcontent.com/article/842197/repo_man_tales_from_the_road_lessons.html (and there's more when you're done with that one).
    If you feel you must carry a weapon to protect yourself, get a Mag Lite; it doubles as a very good flashlight, so you have a lawful reason to carry it (unlike a baseball bat), and it's actually useful.

  • Lenora Murdock1/19/2008

    Don't think I could handle either job. More great tips.

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