Scam Emails Offer "easy Approval Loans" - Galaxy Loan Co. - Beware!

So you need money. Everyone does. You get an email offering quick or easy approval loans, payday loans, or other loans. All they need is your personal information. Sound too good? It is a phishing scam! Read this Galaxy Loan email scam and see for yourself how quickly, and easily, you could get robbed of your hard earned money, become the latest identity theft victim, or have a huge international legal problem that will haunt you for months, maybe years, to come!

This fake / phishing / scam email from Galaxy Finance Company is a classic example of how a so-called easy online loan offer can actually be a set up for identity theft. Notice how the email asks for a huge amount of personal information, which they (whomever sent the message) expect you (the receiver) to willingly hand over without checking out the company first. Please be smart! If you get ANY email from ANYBODY asking you for personal information, even the smallest amount, do NOT give it to them!

I did a quick search for this so-called company. No such company is in existence. In fact, the only information I discovered was that (surprise!) Galaxy Finance Company is a fake! They want you to agree to their easy online loan application (and they will in turn sell off your personal information to the highest bidder), then offer you a so-called 'online loan'. However, you will have to pay a 'small one time fee' in order to get your money. Sound easy - and perhaps reasonable - right? Wrong!

Without further delay, here is the offending loan / investment email scam, copied in its entirety, for you to read. Educate yourself! Should you receive an email like this one, or any other one that is suspicious (see end of article for how to identify fake emails), delete it immediately. Do not attempt to communicate in any fashion with these online identity theft criminals. Trust me, its not worth the effort!

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Subject: Attention!

From: "Francisco Charles Teixeira de Vasconcelos" charles@cefet-ce.br
To: undisclosed-recipients
GALAXY FINANCE COMPANY
Galaxy House,Mansfield Road,
Rotherham,South YorkshireS60 2EB.
United Kingdom.
OUR Ref: UK/144152/1215
REG. NO: 579478

Good Day,

With 100s of loans we can select the right one just for you whatever your circumstances, self employed, retired, have CCJs or a poor credit rating, we could help. Are you searching for a very genuine loan? at an affordable interest rate ? Processed within 4 of 6 working days. Have you been turned down constantly by your Banks and other financial institutions? The good news is here!!!

We Offer LOANS ranging from £5,000.00 Min. to £10,000,000.00 Max. at 4% interest rate per annul, loans for developing business a competitive edge/ business expansion. We are certified, trustworthy, reliable, efficient, fast and dynamic. and a co-operate financier for real estate and any kinds of business financing, we give out long term loan for 5-25Yrs maximum.

We offer the following kinds of loans and many more:

* Personal Loans (Unsecured Loan)
* Business Loans (Unsecured Loan)
* Consolidation Loan
* Combination Loan
* Home Improvement

You are required to furnish us with the following details to commence with the process of your loan sum accordingly.

First Name: ___________________________
Last Name: ____________________________
Gender: _______________________________
Marital status: _______________________
Contact Address: ______________________
City/Zip code: ________________________
Country: ______________________________
Date of Birth: ________________________
Amount Needed as Loan: ________________
Loan Duration: ________________________
Monthly Income/Yearly Income: _________
Occupation: ___________________________
Purpose for Loan: _____________________
Phone: ________________________________
Fax: __________________________________

In acknowledgment to these details, I will send you a well calculated Terms and Condition which will include the agreement. Furthermore be informed that you will also need a form of Identification which can be either a Driver's License or your working Identity card.

Thanks for Your Patronage!

Regards,
Francisco Charles
Financial Controller/ Operation Manager.
Email: galaxyloan79@yahoo.co.uk
Tel: +44-702-408-3314

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END OF SCAM LOAN EMAIL FROM GALAXY FINANCE COMPANY
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So how can we know for certain that this is a fake / phishing / suspicious email that will result in identity theft or money fraud?

1. The email came from a foreign entity
2. The email contains bad English grammar, spelling, and formatting
3. Many noticable mistakes
4. The email requests personal information (which you should NEVER send via email, even if you know the recipient!)
5. Offers huge sums of money
6. Sources cannot be identified thru traditional means (easy Google search, phone directory, etc)

Ironically, I also received a second email on the same day, from the same sender, but this time it claimed that I had won the UK National Lottery. Good grief! You'd think these scam artists would at least change their name before they send me another scam email! What kind of ignoramous do they think I am? (Apparently there's a lot of gullable people out there, or they wouldn't even bother!)

Want to see the second scam email for yourself? Here's the link:

http://www.associatedcontent.com/article/5978852/phishing_scam_lottery_email_from_uk.html?cat=2

Don't let these identity theft criminals from "Galaxy Finance Company" or "Galaxy Loan" scam you, get their greedy paws on your personal information, hard drive, or hard earned cash! If you get an email like the one below, delete it immediately! Don't click on any links, don't forward it, and for goodness sakes, don't reply!

If you would like to know more about how to identify fake, phishing, or scam emails, please see my article detailing what you should look for, found at the following location:

http://www.associatedcontent.com/article/5950174/6_tips_to_avoid_email_scams_and_financial.html?cat=3