Seven Infrequently Used Money Saving Ideas

Rather than spending a virtual fortune for long distance calls, contact friends and family using instant messaging on the Internet. In addition, you can download a software program that lets you connect a microphone and actually chat for free. All you pay for is the normal price for the internet connection. Each option makes it possible for you to have real-time conversations without additional money.

Freeze Foods

When grocery shopping, look for bargain items that can be easily frozen. Many foods can be frozen without any problem. For example, did you know that you can even freeze eggs? Well you can as long as you give them some space to contract and expand. When you're ready to use them, simply take them out to thaw at room temperature. Another idea is when you find apples on sale, bake your own apple pies, freeze them or make applesauce.

Discount Books

Buy a discount coupon book, which usually costs about $25. If and when used correctly, a discount book will save you hundreds of dollars. These books are ideal for restaurants, car rentals, and especially hotels. These books may also include a lot of interesting entertainment places to check out.

Rebate Programs

When you shop, always keep your eyes peeled for rebate programs. While filling out the forms and cutting UPC codes from a box is a labor intensive; the money you save is well worth it.

Freebies

Visit freebie sites like SassySue.com or TotallyFreebies.com. You'll find all kinds of items from books to clothes to cosmetics. Many of them have no shipping costs and others have only very small charges. So you can receive shampoos, conditioners and lotions that are great for airline travel and to share with friends.

Heating and Cooling

Make sure the ventilation in all the rooms not being used and the garage are closed. A lot of people tend to try heating and cooling their entire home. Instead, take the time to shut off those areas that you are not using. Another neat idea is to use bubble wrap on your windows to help keep out cold air during winter months. You'll save a substantial amount of money on your utility bills.

Overdraft Protection Fee Waiver

Almost everyone has at some point or another had an insufficient (or NSF) check. Keep an eye on your account as banks can charge $20 or more for a returned check. So if you are not careful, fees can pile up. If you have a savings account, add overdraft protection onto your checking account. Then, if you ever go to a negative balance, the funds are automatically be covered by your savings account. Almost all banks freely offer this service. An important consideration that's especially key if you are a long-time customer in good standing and/or a high balance customer, talk to your banker nicely to get the fee waived. You may be pleasantly surprised at the response.