Shopping Addiction: Are You Suffering from Stuffitis?

If you take a cross section of random people in America, you will be shocked to find out that so many people are having major financial problems. You look at your friends, and they all have some nice things, and you wonder why you can't afford those things as well. The truth is that they probably cannot afford those things either. Debt and overspending has become an epidemic in North America today, and it's going to get a lot of families in quite a bit of trouble!

Strangely enough, it seems that there is a spender and a saver in each family. The old saying that opposites attract was right! Normally the spender and the saver cancel each other out and the family will find a very happy medium, but sometimes the spender just takes it too far. When some people were children, they were spoiled rotten. They always got the candy bar from the grocery store, got all the nice toys for Christmas, and never ever heard the word "no". Some people have even forgotten how to use that word anymore! They were spoiled rotten as children, and never ever learned that the money they have is limited. Instead they think they are entitled to whatever they want. If they don't have the money, they borrow it. It would be absolutely horrendous if they had to admit those three dirty little words, "I can't afford it."

It's truly amazing how man families have this problem. One spouse will spend far too much money and the other will do very little to stop then. They might not be to happy about it, and might even be very vocal about their objections to the other spouses spending, but the pattern continues. The spender continue to spend until all of their credit cards are maxed out, and no one will loan them any more money. There are stories of people being in upwards of 50,000 dollars in credit card debt, and have no idea where any of it all went! This has got to stop! The spouse that is allowing this to happen is simply becoming an enabler.

Unfortunately, couples which have a spender who is out of hand have many more problems than just money. The person who doesn't think all of the un-necessary spending should be happening's vote is not counting. Marriage is much more than a partnership, it's a unity of two people, and when they don't act in agreement, there are much bigger issues that need to be dealt with. Not only do they need financial counseling, they need marriage counseling as well.

If you are one of these people that just spend too much, it's time for you to grow up and deal with it. You don't have all of the money in the world and you can't afford every last want you have. If you are the person who is just letting this happen, it's time for you to lay down the law and say that's enough!