Start Saving with High Returns

Isn't hard to receive money for your money? Ever wondered what it took to get a big return on interest with your savings? Many big banks that people hear of like Bank of America and Federal banks don't really give much back for holding your green. Unless you have tens of thousands of dollars sitting in there you rarely will see money giving back. Here are the 3 top online savings bank that can give you most for your dollar with a one dollar start up fee:

1. iGobanking.com

iGobanking is a division of Flushing Savings Bank in New York. An online bank that allows you to manage your money anywhere and anytime securely. They offer high-yielding savings and CD products that can be opened online or by mail for only a buck. Once your account is opened, you can automatically make deposits and withdrawals to and from your regular banking account. They have superior customer service and you can bank with them with confidence.

With 5.30% APY and no fees or minimums, this online bank is the way to go. Too bad not so many people know or even heard about this bank. You can also earn up to 5.30% APY with an iGo CD and choose the term and rate that's right for you from 6 months to five years. No matter how much you have in your account you are continuously earning. iGobanking.com is FDIC insured up to the maximum allowable limits but does not offer trust or custodial accounts at this time.

2. HSBCDIRECT.com

Everyone heard of HSBC, but what is barely known is their online savings account that gives you no monthly fees and no minimum balance requirement. All it takes is $1 to open it and you can manage all activities online and feel good about it. Starting off with 5.05% APY this is the second best savings account to switch to. Your money will be FDIC insured to the maximum allowed by law and online banking has never been more secure. One of the cons about this account is that if they see no activity they will shut down your account you at least need to withdrawal or deposit once a month for them to see that you are actually putting this savings account into use.

3. Emigrantdirect.com

Emigrantdirect.com is the third highest savings bank with only a buck to start. Creating an account will put you at 4.93% APY and 5.10% My Way Certificate of Deposits. You can open this account online and its one of the easiest to do. Your checking account can be linked with this account and deposits and withdrawals are done securely. They offer flexibility, freedom, and security that is unsurpassed in personal banking. Always FDIC insured, this account is insured up to $100,000 per depositor and if you have joint accounts it can be insured up to $200,000.

Same as iGObanking.com, it doesn't matter what your account balance, your account will always earn a high interest rate. There are no hidden costs, fees, penalties, and service charges.

The biggest difference between a regular savings account and an online savings account is the rates. Traditionally, people seeking a savings account had to resort to their local financial institution and settle on low interest rates. With these hidden treasures, you will want to save and earn big.