4.25% 30-YEAR FIXED
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- Federal Funds Rate Drop Does Not Mean a Drop in 30 Year Fixed Rate LoansThere is a wide spread misconception amongst the general public that when they hear the government is dropping the Federal Funds Rate, it also means that 30 year fixed rate mortgage loans are also going to drop.
- 5 Benefits of a 15 Year Fixed Rate FHA Mortgage LoanWith interest rates at historical lows and mortgage underwriting guidelines changing, shouldn't you examine the benefits of a 15 year fixed rate FHA mortgage loan?
- Buying a Home? Experts Say Take Out a 15 Year Mortgage, Not a 30 Year LoanYou could pay half the interest if you take out a 15 year mortgage when buying a home. Some even say it's better to rent until you can afford the shorter loan.
- 15 Year Fixed Rate FHA Mortgage Loan to Become More AffordableH.R. 5981 made changes to both upfront mortgage insurance charges and annual mortgage insurance premiums. Will it make 15 year fixed rate FHA mortgage loans more attractive and affordable?
Refinance Mortgages at a 37 Year Record Low Percentage Rate - but Can You Qualify?Mortgage rates are at a 37 year historic low, and now is the time to refinance mortgage loans, but can you qualify?- Fixed Rate Mortgages Versus Adjustable Rate Mortgages?When you go to apply for a mortgage it is important for you to know what type of mortgage rate you are getting. There are several types of mortgage loans available that have various features. This article will discuss fixed vs adjustable rate Mortgages.
Fixed Rates vs. Adjustable RatesThere are so many products on the market today, that it is necessary for you to do your homework in order to make an informed decision...
Why is Easter on a Different Date Each Year? a Look at Easter & PassoverAccording to Wikipedia, Easter is considered "the most important annual religious feast in the Christian liturgical year."
Pro's and Con's of Locking in a Fixed Mortgage RateFixed rate mortgages are statistically a better option that provides added insurance and stability to the home owner, but is it really your best choice?- Mortgage 101I keep watch on the interest markets on a daily basis, watching the trends and have noticed that 30-year fixed interest rates are dropping.
- Savings Bonds: Fixed Rate of Return on InvestmentThis is an overview of the Series EE/E Savings Bonds modified as of April 30, 2005.
Buying or Refinancing a Home - Want a Fixed Rate Mortgage that Really Makes Sense?At the forefront of our new mortgage market generation is the Automatic Rate Cut (ARC) loan. What separates this mortgage from the norm is that at any time interest rates drop more than 1/4%, the loan is recast at the lower rate.
Attention Canadians: The Time is Now and the Place is Mexico!In terms of Canadian dollars, you can expect to find incredible condos in Puerto Vallarta, Mexico at 30-35% lower prices than just a year ago and your cost of living will be 20-25% less than it was a year ago.
The Best Time to Buy Real Estate in Lexington, KYThere are a variety of factors that affect real estate sales in Lexington, KY and other markets across the country, but time of year is one of the most important.
Investing in Single Family Rental Houses Compared to Stocks and BondsAfter seeing the stock market and real estate market decline so significantly in the past year, many investors are wondering whether now is a better time to buy stocks or invest in real estate and which would be a better investment.- Interest RatesThe fall of house prices has resulted in lenders tightening up on mortgages to protect losses. Interest rates can be fixed on variable products and mortgage payments are calculated by affordability,
Home Sales Will Increase in 2008, the National Association of Realtors PredictsThe home sales market should start swinging in favor of the seller by the end of this year or the beginning of the next.- Taking Stock of Wall Street 2008-09-04Who won today - the Bull or the Bear?
- The Morning Gold Report: Gold Downside Limited by Market JittersGold has retreated into the lower half of the range this week, weighed by weaker oil and a rebound in the dollar. However, the downside is thought to be limited by ongoing worries about the housing and credit crises and the implications of the GSE bailout.
- The Morning Gold Report: Gold Down Slightly Awaiting Fed AnnouncementGold has adopted a consolidative tone below the $900 level as traders await this afternoon's (14:15ET) decision on interest rates.
- Review of North Carolina State Employees Credit UnionIf you are interested in finding out membership information about the North Carolina State Employees Credit Union (SECU) the following article provides some important details.
- Vermont State Employees Credit Union (VSECU)If you are looking for information about membership in the Vermont State Employees Credit Union (VSECU), hopefully this article will give you some useful assistance.
- Shopping for a Mortgage? - Avoid Interest-Only OptionsMortgage buyers should beware of the mortgage with the interest-only option.
- Amid Rising Foreclosures, Illinois Governor Blagojevich Helps Low- and Moderate-Income Families Purchase First HomeAmid rising foreclosures in the nation, Illinois Gov Blagojevich expands the I-Loan, giving low to moderate income families additional options in order to purchase their first home.
- Is Housing Affordable for All in Chicago?Chicago has committed to revitalizing the third largest public housing system in the country. Its mission is to improve public housing in Chicago, but not necessarily to rescue low-income residents from poor housing conditions.
- Speaking Buy a House-ese: Need to Know Vocabulary for Perspective Home OwnersAt a loss with all the new terms you hear when you decide to buy a house? You, too, can speak "buy a house-ese".
- Dave Ramsey's Baby Steps Explained for FreeIf you want to get out of debt faster, read Dave Ramsey's Baby steps for free here.
- Mortgage Rates Are No Excuse Not to BuyRising mortgage rates have often been used by prospective buyers a reason why not to buy. These excuses are invalid, and here is why.
Benefits for Veterans that Are Going UnusedThere are so many benefits through the VA for service men/women and veterans that are not being used. I have listed some of the benefits waiting for you, and how to go about using them.- What is a Bad Credit Second Mortgage?Having bad credit can be the death of any loan dream. But with a little research and planning you may be able to reach your second mortgage dreams with little trouble from your bad credit standing.
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