SECOND WIND CONSULTANT

A Don Todrin article on Building Profitable Business Organizations - Enrollment is the art of moving a person to action. We all do it every day, whether it is within our family, our business, or any situation which brings us into contact with others

A Don Todrin article on SBA Loan Workout - First of all, let me start by saying there are many excellent lawyers who do great jobs. However there are some basic facts and issues that often prevent the satisfactory conclusion

A Don Todrin article on SBA Debt Forgiveness - Bankruptcy does not work, it will cost you your business and your personal guaranty will require the payoff anyways, so what's the point? There are no other options.

A Don Todrin article on SBA Loan Default - I was recently confronted by a huge demonstration by a retail chain to deliver an exceptional customer experience. I asked a few questions and got the whole picture.

A Don Todrin article on SBA Loan Default - Frequently, the banks require a landlord release to support a loan to be made to the borrower / tenant. Usually landlords resist this, as it is certainly not to their advantage

A Don Todrin article on Business Debt Workouts - As discussed elsewhere, when negotiating a workout, it is best to present the highest and best offer you can that makes sense and is reasonable under the existing circumstances...and then live with it.

A Don Todrin article on SBA Loan Default - Never before has it been clearer that business decisions are based on return on investment, nothing else. They are not moral or ethical issues, but profit and loss decisions.

A Don Todrin article on SBA Loan Workout - This is not intended to be legal advice, see an attorney for that, but as businessmen we must always consider the implications of many legal acts before we see the attorney

A Don Todrin article on SBA Debt Workouts - We all know this, but we sometimes forget, or get lazy or worse of all allow emotional insecurities, like wanting to be liked and appreciated adjusting ones actions to accommodate others' emotional needs

A Don Todrin article on SBA Loan Default - It happens frequently, you go into default on your primary SBA guaranteed loan, or any secured bank loan, and when the bank examines your financial statement and tax returns

A Don Todrin article on SBA Loan Default - If you are considering a franchise opportunity, do NOT rely on their projected numbers as to what your sales revenue and therefore profitability will look like.

A Don Todrin article on SBA Loan Default - If Ray Krock, the founder of McDonalds, had expanded his fast food concept to serve pie, and meatloaf, fish sandwiches, soup, etc., he would have been a diner;

A Don Todrin article on SBA Loan Default - It is beyond hard to believe, no it is well beyond that, who would possibly believe this could be happening, but it is true.

A Don Todrin article on SBA Loan Default - Do not let ego control your business decisions...it does not work. Small business owners generally have a common disease....an over controlling ego.

A Don Todrin article on SBA Loan Default - It is not urban legend. It is the truth. In the end, when nothing worked, the IRS and the SBA resort

How does your body clock change symptoms of illness?

Wilma Rudolph suffered from sickness, polio, and segregation, growing up poor in Tennessee. This article relates how, with her family's help and love, she became the greatest female athlete of all time.

Once again we head into the future for another JD Robb, action packed, futuristic, crime thriller featuring the super-bad, super-tough NYPSD homicide detective, Lt. Eve Dallas

Dirty deals, unpaid claims, and the coming collapse of the insurance industry a hard-hitting expose; of a problem-plagued industry and a compelling case for federal regulation.

In this article the author discusses his attempts at working towards a new career.

little things everyone can do to lessen our impact

If you support a higher minimum wage, are you seeking "economic justice" or are you caught up in "class warfare?" When viewing Iraq, do we see "civilian casualties" or "collateral damage?" The word games never end.

Every year, foster parents are accused of abuse by the children entrusted in their care. Some of these allegations are true; some are not. What steps should falsely accused foster parents take to clear their name?

A homeless comedian struggles to survive on the streets of New York, and offers a glimpse of what, for many, is simply real life.

Bikini season is around the corner and New Year resolutions still loom over us. It's time to get into shape! Wherever your skill level or interest lies, you are sure to find an exercise option to your liking in Olympia, Washington.

A wedding budget is a great tool to help keep you on track during the wedding planning process. You and your fiance can complete a simple exercise to help you focus on wedding plan priorities.