FRUGALITY

Alice Arden is a middle-class woman with a middle-management job, living in the Midwest and grappling with a midlife crisis. After a staggering cut in wages in the worst economy of her lifetime, Alice has become fascinated with finances and frugality, and now writes about these topics among others.

Annabel Ascher is a resident of Sonoma County California, where she is known as a serious home cook. Her writing for Associated Content focuses on frugality, voluntary simplicity, do-it-yourself, and cooking. Ms. Ascher also writes for Suite 101, the examiner.com as the frugal living reporter for San Francisco and her own blog, The Frugal Goddess, on Wordpress.

Heather is a wife and mom of two living in the great state of Texas. She loves to work with children and spend time with her family. She loves to write about family, frugality and parenthood! Freelance writing just kind of fell into her lap like a third child, but it's working out great so far!

As a teacher (at a religious high school school in the Southeast), I can fully understand the need of being frugal. I have harnessed the frugality passed on by my father into a way of life that has allowed me to purchase furniture, decorate and remodel my home with an extremely tight budget.I am also a recently converted cat-lover, and an avid reader when not mentally exhausted.

Katie Johnson is a freelance writer living in Albuquerque, NM. Throughout the year she travels frequently around the country, spending time in California, Michigan and Washington state. She writes on travel, health, art, weight loss, fitness, spiritual, alternative medicine, stress reduction, voluntary simplicity, frugality and how-to topics.

I'm an engineering technical writer and editor living in the Grand Canyon State. Have been happily married to the same man since "Who Framed Roger Rabbit?" was released, and have two amazing kids who put up with my quirks and frugality.

Annie Brewer learned how to combine minimalism with frugality to live the life of her dreams. A single mother, she is a computer professional who works from home and primarily supports her family through writing. She is the author of "The Minimalist Cleaning Method" available on Smashwords, Amazon and other online ebook retailers.

I am a woman seeking financial independence by practicing frugality, smart spending, and investing.

Colleen is a Cafe & Bakery owner, Entrepreneur, Freelance Writer, & Blogger. She has had 2 Years of Food Service Training, 30+ Years catering experience, and is a Wilton Cake Decorating Graduate (all levels). Colleen has 30+ Years Bakery & Cake Decorating Experience, and is a private cooking instructor. She has also volunteered her cooking lessons to women in shelters and programs for disadvantaged families. Colleen's main interests are interior decorating, DIY home improvements, food preparation, crafting, and entertaining. Her favorite areas writing topics include homemaking, gardening, frugality, crafts, cooking, and recipes, saving money, budgeting, home economics, and celebrating the holidays or any special occasion. When she has spare time Colleen enjoys crafting beads with polymer clay, jewelry designing, baking, and experimenting with recipes to create delicious meals for friends and family.

I am a personal finance blogger from England. My blog Generation Y Finance focuses on money saving, frugality and personal finance.

Stephanie Langford is an everyday wife and mommy, seeking to serve her family and glorify God. She runs the blog site http://www.keeperofthehome.org, where she discusses issues like frugality, nutrition, natural living, mothering and other issues related to homemaking.

A former Burberry-clad spendthrift, I simplified my life in the pursuit of frugality and happiness. I live high in the hills in an older, small home dwarfed by my prefab mansion neighbors, baking my own bread and hanging my laundry on the clothesline.

Learned the art of frugality and cost saving at an early age. Studied English in college and continue to further my studies in English and Education.

Julia has a diverse background. With a degree in ceramic engineering, a minor in dance education, she has educated her children at home since 1999. Frugality, education, beekeeping, crafting, and local politics also fill her life.

I m the social media manager and writer at CreditKarma.com, where I write daily about personal finance, credit and the economy. I also enjoy writing at my personal blogs on fashion, style, frugality and cheese.

A self made frugality expert and home organizer, Sharon loves the thrill of the hunt when it comes to bargains. Previously a financially comfortable houswife, Sharon has had to reinvent her family in this time of economic strife. Her areas of expertise include couponing, bargain hunting, home organization and meal planning.

I currently work full time as an agent in the insurance industry and write mainly romance novels and short stories part-time. I have five children, the last of which is entering college and can provide a wealth of information on how to survive those years. I'm from a large family and have a large family so frugality is one of my learned traits. Over the years I've been a disc jockey, entrepenuer for multiple businesses, and love to read as well as write reviews for books. Through my extended large family I have had multiple experiences with teenage angst, addictions, rebellions, and communications with teenagers. Leadership is a strong skill for me as well as motivation when it comes to employees and family members. My faith has been center in my life for over twenty years, although it took many years to understand what I was looking for.

I am a full-time busy mother of four super children and wife to a terrific husband! I love to take some "me" time to read and write. One day, I hope to write a book. I used to teach before my children were born. Since then, I have substitute taught and tutored occasionally but remained home for the most part. I look for ways to make life better for my kids. Since two of my children have special needs, I enjoy researching resources that will be beneficial for them now and for the future so that they might become totally independent. I enjoy comparison shopping, couponing, frugality, and DIY projects for home improvement and decor. I have recently become intrigued with photography and software programs like Adobe Photoshop. I am currently working on photo albums, picture frames, and converting old VCR family movies into DVD format '" a very time consuming project!

I was born and raised in East Texas along with my older sister and two younger brothers. My father was a railroad clerk who went into politics. He served in the Texas Legislature for 14 years, and this enabled us to have many wonderful experiences as a family. My mother was a wonderful homemaker and the hardest working person I have ever known. I had a wonderful childhood that was not without hardship, and I was raised to be independent and strong-willed. I currently reside north of Dallas in the suburbs, and I miss the country living of my younger years. My husband is a software developer, and we have a wonderful four year old daughter. In my "former life" I worked on political campaigns and held jobs in the social work field and was most recently involved in marketing and accounts payable. I have not decided if I will go to back to work when my daughter starts school. I have many interests and some obsessions including (but not limited to): cooking and baking; baseball and football, both real and fantasy; parenting, especially helping other moms of preemies; frugality and saving money, on everything from groceries to clothes to vacations; politics and current events; reading, primarily fiction; documentaries; mixed martial arts (watching, not participating); playing Halo on XBOX. As a family, we enjoy hiking and camping and picnics. I am first and foremost a family oriented person. I love having friends and family at my house, especially for sporting events and holidays. I am very close with my parents and my siblings, and I am blessed beyond words.

Rosie Clifton has been freelance writer for more than 8 years. She has a weekly column in a local newspaper and has written two books -- "Kissing Lots of Frogs" and "Mild, Wild & Wacky". Her areas of expertise include humorous senior issues, frugality, dieting, dating, memoir writing, and party ideas.

I'm a wiser than my years, 20+ year old with an obsession with financial security and freedom through frugality and common sense.

I am a part time teacher living in Fort Worth and enjoy saving money, every year, I track my savings and try to achieve a higher goal of frugality. I enjoy working out with Jillian Michaels, Cathe Friedrich and Kelly Coffey Meyer dvds and watching Hallmark movies.

Deborah is a Southern woman, who, like all Southern women, loves to share. When she was 30, she took her love of gardening back to school and earned an associate degree in Horticulture/Greenhouse Production. At 40, she returned to college and earned an AA in Small Business Administration so that she could run her own business. She has owned and operated several businesses over the years, and is now a full-time freelance writer, sharing her knowledge with the world. Deborah is passionate about gardening, frugality, self-sufficiency and green/simple living. Having studied and used alternative medicine for over 20 years, she is particularly interested in women's alternative health care. Deborah's other interests include computers, the Internet, social networking and finding and sharing ways to build a residual income online. Her blog network, Simply Deb, has a blog for each of her passions. Favorite Quote: In your life, you are the only person you will never leave or lose. To the questions of your life, you are the only answer. To the problems of your life, you are the only solution. ~ Jo Caudert

I have a background in real estate, am a Master Gardener,a single foster Mom and Safe Place home, a writer of children's stories and a recent convert to frugality.

My wonderful husband and I met in college. He is now in graduate school, while I recently began as a homemaker. I have enjoyed developing skills in frugality and cooking!

I have been married for 12 years, and I have two children. I love to research and write on topics from daily life to frugality to technology.

Julie is a freelance writer in Buffalo, NY and has been published in several parenting magazines. Her favorites topics are family, frugality, self sufficiency, and Autism.

Denise is 45, the mother of two sons ages 23 and 22, and lives in east Texas. She's co-publisher of local business directories and is an avid genealogist. She also loves to cook and often writes about genealogy, cooking, simplicity, and frugality.

Serfronya Wallace is a wife, mother, and freelance writer. Her husband and she have been home educators for several years. Serfronya writes about home management, frugality, child rearing, and homeschooling. She also enjoys sharing tips and insight on natural hair care.

Andrea Hermitt is an artist by nature and an educator by necessity. As a homeschooling mom of 10 years, she stays current in all things educational, and cutting edge to help her homeschool her children, and to share with her readers. Her goals include writing a book and public speaking on homeschooling and education. She also enjoys decorating and writing about decorating as a natural extension of her artistic side. As Andrea continues to teach her high school aged children, she works as a content writer that covers several subjects such as Education, Home & Garden, and frugality.