HUD

Prior to opening his own brokerage, Richard Stewart has 10 years of experience in investor mortgage finance. When the subprime mortgage market collapsed, Stewart was uniquely positioned to aid major banks with local expertise and a commitment to technology for the fast disposition of their bank owned/REO home inventories. Stewart has held his Michigan Real Estate sales license since 2001 and has since worked in Real Estate exclusively with bank owned homes. His original REO client was Homeq but the list has since grown to over 50 REO clients.REO Specialists llc clients include Wells Fargo, CitiMortgage, Bank of America, JP Morgan Chase, REDC Auction, HUD, Keystone Asset Management, Altisource fka Ocwen, OneWest Bank fka Indymac, Fannie Mae, Freddie Mac, First Preston, American General and AHMSI. Since the brokerage opened in March 2009, it caters exclusively to this niche market. REO Specialists llc has also been certified as a HUB Zone business by SBA. This certification helps its bank clients meet their supplier diversity goals. REO Specialists llc accepts assignments from the Fannie Mae rental property program.As a result of his bank contacts, Richard Stewart compiles the exclusive list Richard Stewart's FREE list of Foreclosures, Land Contracts and Short Sales that has a subscriber base of over 2000 investors eager to invest in bank owned homes. There is no charge to receive this list which can be obtained by registering at www.REOMamma.com The list is intended for use by home buyers and investors who will place offers on these bank owned homes with Richard Stewart as their agent. In addition to ownership of REO Specialists llc, Richard Stewart holds the technology certification of ePRO and serves on the Technology committee of the Greater Kalamazoo Association of Realtors. Stewart also volunteers as a foster home for the Kalamazoo Animal Rescue and actively promotes the National Animal Rescue known as No Paws left behind, a national nonprofit which is dedic

Len Dietrich is a real estate consultant and online marketer. You can learn more about enhancing your real estate career by downloading his free e-book "HUD Bidding Strategies" by going to http://www.hudsecrets.org

I am into Search Engine Optimization .I am a exfelon that has been out for 10 years .I am hoping one day that men have the right to atleast have access to Hud Housing .I have created a bill called the Fathers And Men That Are Exfelons Bill .I am hoping that Congress will consider allowing felons access to housing after 10 to 20 years depending on our crimes .I feel it is time to show a little compassion adn mercy to the 65 million men with a felony record and to those trying to be productive. I express myself in crazy ways online sometimes I look back and laugh at myself but I find venting online is good . I seek to better myself and educate myself more. I feel that education is what most of us ex-felons need . With our low wages and laws it is no longer fair to force millions with records deeper into grinding poverty dispair and drug abuse .I have not been a victim of those circumstances for long but I have seen then struggle and experienced some .I seek what most people seek , to just be happy . Isn't that what most people want.

CK's always been an overcomer, and would love to use writing to encourage anyone that they can make it. Especially now, when the world is in total dissaray. She credits her writing talent to her English/Business teacher, Miss Glois Schrader, who has since passed on, who first saw the good in her and her talent in writing, assigning her as editorial editor of the high school paper her junior and senior year. She's also been a ghost writer for the local newspaper. Three of her greatest accomplishments have been co-owning 8 rental houses plus an automatic transmission repair business; worked 3 different times for the Federal Government (Air Force medic, GSA & USPS) but her favorite was working 5 1/2 years managing all aspects of 113 unit HUD Section 8 apartment complex for seniors, handicapped and disabled people. Now retired, she has returned to her private love of writing. She'd love to hear from you and if you are a contributor as well, read your articles as well. Now retired, having never lost her love for writing. she's so thrilled to have an outlet and hope that her words inspire readers all over the world that in a time of great distress that there is hope! She has 1 child, and no one could be prouder. Married to her best friend in all the world, and doing all they can to provide for others annonymously.

Search Engine Optimiztion ,Freelance writer and Civil RIghts Activist .Actively speaking against terrorism and extremism in America . I am unable to participate in this program due to yahoo restrictions .So heres my article enjoy .Guess I am not white enough to be here . I conducted a study on apartment complexes in the United States to see why millions of men in America with felony records could not live in decent apartment apartments .I have also talked with many people with degrees from prestigious universities like Harvard that are living with the parents. And I will share the reason why felons and even educated men are losing there masculinity like never before in history . After reading this article from Michael Sweig ,JD I saw a extremly severe problem one in which I had no idea was so serious .Michael Sweig ,JD article named "Proportional Unemployment" for People with Criminal Records is Smart ",blew my mind . Roughly 65 to 70 million felons have records in this country .And as we all most apartment hosuing managers and even mobile home parks deny felons access to decent apartment areas .Recently I found out that even Hud hud has banned all felons from Public Housing they recommend felons to go to drug rehabs and transitional housing units but who in the right mind would want to live with a bunch of junkies .,your truly better of on the streets. This Washington post article if from 2006 and the statistics are pretty unbelievable www.washingtonpost.com/wp-dyn/content/article/2006/11/30/AR2006113000912.html Felony convictions are not just preventing people from become garbage man due to EPA laws in Florida it is preventing millions of jobs from being filled and creating areas where people can not even pay rent .There was a time when people laughed at felons but now there watching and many have rejoiced to see millions lose it all and have to go throgh there same experiences with no help. The majority of homeless people are

BA in Accounting, MBA in Economics, Served on National Board of Directors for the HUD Initiative, Neighborhood Networks, worked extensively with the low-income community since 1999, own and manage a consulting and management firm specializing in low-income house and services.

Lucas is a housing and family finance educator living in the Western US. Professional passions include increasing awareness of community resources, preparing families for home ownership, assisting households with debt, credit, and budgeting issues, and helping families identify and minimize financial risks they may face. In particular he enjoys working with low income households in helping them become financially independent and achieving their housing goals/dreams. Lucas's expertise comes from formal education and hands on experience working for local housing nonprofits and HUD counseling agencies. He currently serves as a board member for the local chapter of Habitat for Humanity. Lucas loves to spend time with his dear wife and five children, who have introduced him to a variety of new interests. When he has extra time he enjoys creating board/card games and modifying existing ones. Of particular interest are strategic, tabletop, and cooperative games. He also enjoys painting/modeling 25 to 32mm miniatures and creating terrain. He is an avid reader and rarely goes anywhere without a book just in case he has a spare minute at hand. He particularly enjoys history, fantasy, and mysteries. His love for reading has spawned a interest in writing, something that he hopes to continue to explore and capitalize upon.

A NC Certified Residential Appraiser actively appraising real estate specializing in residential property. Also an active continuing education instructor for appraisers in NC. Licensed real estate broker since 1999. Owner of NC Mortgage Broker corporation 1998-2003. Modular & HUD Code home builder 2001-2003.

Mortgage Finance professional with 20 years of corporate experience in designing transactions to facilitate the creation affordable housing. Experienced working with HUD and State & Local Housing Finance Agencies. Currently President of leading Maryland Housing Non-Profit Organization called Housing Initiatives Partnership, Inc. (hiphomes.org)

Real estate guru in Arizona and Texas with multifamily and land experience, financing and hud program expert.

I have over 9 years of Mortgage Customer service experience. In working with the mrtge csr division in bank of america i learned very quickly the process and understanding of mortgages. Everything from the hud settlement stmnt. to escrow, refinance, and being able to break a

I am currently working for HUD

I started my RE career in 1981 and spent the first 7.5 years in Commercial RE and development. In 1987 I switched to Mortgage lending and have now worked every angle within that field of work. I have been a designated trainer for the CAMB and HUD throughout the state of Cali

Executive, Development, Public Relations large nonprofits in Houston. Wrote narrative HUD, result $18 million year Houston. Advocated at national, state, local levels government. Extensive grantwriting.

I have lived in Montana my entire life, and am working on my Master's Degree from the University of Hard Knocks. I have attended some college, but life got in the way. I have had several pieces of poetry published since 1987. I wrote for a free paper called the Bozeman Magazine for about three years, these were free pieces.

I am a housing inspector by trade, student of life by choice; my journey of personal growth, living in a new version of me. A never-ending quest of constant improvement to become a better parent, husband, son, brother, godfather, and friend.

10 year veteran of property management. Mom of three and wishes she had room for more. Ejoys the variety each new day brings. Be a friend, share the chocolate.

I was born at Los Angeles General Hospital and raised on the outskirts of California's Mojave desert. I love anything that has to do with computers. I am a professional snipe hunter in the Florida Everglades. My current goal is to obtain a degree in computer programming. I like stuff that involves lots of water or mud.

I am a father of 5 wonderful children. 2 of which have special needs.Lauren has Learning disabilities,Arek has Autism. My wife and I run a website for the improvement of Autism Awareness and Better education for Autistic children and adults.

I have experienced a variety of work and people through out my profession. I have come to realize that we all as a whole in this life are all equipped the same. The only thing that seperates one being from the next is what you know which results in what you can do.