MITIGATION

Twenty plus years experience in lending, underwriting, credit, loss mitigation, foreclosure, loan modifications. Certified FHA Direct Endorsement Underwriter and Fannie Mae Underwriter.

Senior Underwriting Manager specializing in Training, Expert Witness, Public Speaking, Forensic Quality Control and Mortgage Fraud Investigations '¢ Audited $5Billion in high risk mortgage loans '¢ Developed and implemented Quality Control programs for pre and post funding, emphasis on fraud prevention and loss mitigation and agency requirements '¢Founded and managed Morgan Stanley's Internal Fraud Prevention Working Group, a coalition of 150+ senior leaders '¢ Created dashboard processes and reporting structure for critical response to Federal Agencies (Fannie Mae, Freddie Mac), SAR Reporting, Private Insurers, and Senior Leadership '¢Designed, developed and managed MSMC Mortgage Fraud database, an IT product utilized to integrate and manage mortgage fraud data '¢ Implemented process improvements and training to reduce corporate fraud exposure losses, pre and post funding, by up to 45% per trade '¢ Expertise in leading investigative teams in underwriting, mortgage fraud, due diligence audits, credit analysis '¢ Repurchase and recovery audit and reporting expertise '¢ Experienced public speaker, panelist, leader and training expert for financial services operations, compliance, fraud prevention and investigations, counterparty business risk and loan servicing performance analysis '¢ Professionally trained and experienced leader in reporting claims disputes, negotiation of counter party risk issues, and expert witness case preparation '¢ Mortgage Backed Securities Investor, Prime and Subprime Lender (retail and wholesale) National Underwriting team manager, including high risk and high production branches '¢ Expertise in Capital Markets leadership in operational policy integration, training and process improvement for credit quality to bridge gaps between origination, production and servicing '¢ Managed high risk and high volume underwriting teams for wholesale and retail organizations for 15 years,

From Wall Street to Main Street, Roy Oppenheim is a successful serial entrepreneur and attorney focusing on Florida foreclosure defense, real estate, loss mitigation and Internet ventures. He founded Oppenheim Law in 1989 with his wife Ellen Pilelsky and uniquely positions the law firm as one of Florida’s leading boutique law firms in Weston, Florida. Serving national, international, and local clients, Oppenheim Law reports the highest rating (A-V) conferred by Martindale Hubbell Law Directory, the most respected directory of lawyers and law firms in the U.S. In 1989, Oppenheim also co-founded and served as general counsel to ShopSmart Corp., the company that originated and owned the GNC Gold Card Program, a program that continues to this day and was one of the first cross-promotional programs of its kind. In addition, in 1994, Oppenheim co-founded Weston Title & Escrow, the oldest title company in Weston, Florida, and he currently serves as its vice president. In 1999, Oppenheim served a one-year term on the board of directors for Catalina Lighting, a publicly traded company on the New York Stock Exchange. Growing up in the Bronx, Oppenheim learned to be focused on success and driven to always persevere for opportunity. Today, Oppenheim is a sought-after expert on economic issues relating to the real estate crisis. He has appeared on FOX News and Lifetime Televison and has been quoted in prominent publications such as the New York Times, the Wall Street Journal and USA Today. In addition to his contributions to Yahoo! Real Estate, Roy also shares his expertise through his own South Florida Law Blog, which was voted one of 2011′s best blogs by the South Florida Sun-Sentinel.

A proverbial "jack of all trades", David Anderson has worked in various capacities, lived in numerous locations, attended multiple educational institutions and trade schools and travels frequently across the United States. David spent 5 years in the Army as an Air Traffic Controller assigned to a light infantry unit, double majored in psychology and corporate wellness while in college, started and sold a small business in the mobile entertainment industry, worked 7 years in the Risk Management departments of the mortgage industry (primarily dealing with collections, loss mitigation and foreclosure of property). He has worked with major companies such as the former Bear Stearns, First Union National Bank, Wachovia, GE Consumer Finance, Capital One Auto Finance, Liberty Mutual Companies, Agricredit, and the former Money Store. Today, David works as an independent insurance claims field examiner. He travels the nation working catastrophic and major storm events for various insurance carriers. As such, he remains well versed in the insurance industry with a unique insight into the inner workings of this field, the language and application of the policies and the overall residential and commercial building claims process. David is an avid reader of novels, newspapers and online articles. He enjoys the writings of John Grisham, Michael Connelly, Dean Koontz, Michael Crichton and numerous other authors. As a former basketball, football and track athlete at high school and college levels, he remains a dedicated sports fan and current, casual sports player. He has participated in fantasy football leagues for over 15 years and still maintains teams in 2-3 different types of fantasy leagues. He maintains homes in Oklahoma and Wisconsin. He enjoys spending his free time playing casino games, playing recreational basketball, fishing, kayaking and spending time with his children.

I am a 58 year old African American female, born and raised in Chicago, Illinois. I have 3 children, a daughter and two sons who were adopted when they were babies; they are now 14 & 15 years old. I hold an MBA and have worked in many genres. Most recently, I trained prospective foster and adoptive parents and also wrote mitigation reports for the Public Defenders office. My most recent case was a death penalty eligible case that I was working on when our Governor, Pat Quinn, wisely ended the use of the death penalty in Illinois. In younger years, I worked as a child protective specialist, investigating allegations of abuse and neglect in Illinois. I am married and I have 3 adult step children and 8 grandchildren.

Over 15 years of civilian and military experience in reducing risk in extremely challenging conditions, to include combat. Have developed pragmatic approaches to fighting fraud amid shrinking budgets and increased threats. Certified Fraud Examiner (CFE)—proven expertise in fraud prevention, detection and deterrence. Trained to identify the warning signs and red flags that indicate evidence of fraud and fraud risk. Extensive experience and education in investigative methods dealing with civil, criminal, and occupational fraud. Effective cross-cultural collaborator with interpersonal savvy—collaborated with disparate groups of people in diverse languages and cultures in the United States and in Iraq. Powerful problem solver in unique and complex situations—particularly adept at resolving challenges that centered on risk mitigation, fraud prevention, detection and investigation, security management and operations.

Seyi Fayanju is a researcher at the Environmental Defense Fund. At EDF, he contributes to a Gulf Coast-themed blog called "Restoration and Resilience" that focuses on ways to spur regional job growth through investments in ecosystem rehabilitation and hazard mitigation.

I am the Housing Coordinator for Jackson-Vinton Community Action. I am the grant writer, and Coordinator for all reports and grant requirements for all housing grants, complete pre and post inspections on units we build/rehab, market and sell the units. I also provide homebuyer counseling for new homebuyers and foreclosure mitigation counseling. I have a passion for reading and writing poetry and have had many poems published as well as one book of fiction. I have completed many hours of studying ingredients of food, healthy ways to grow and can food and clean without chemicals and the effects of these chemicals after my husband was diagnosed with toxic encepholopathy. I have three childen and one grand child.

A finance professional with expertise in debt management and risk mitigation. I have been in the finance industry for nearly 15 years and have yet to stop learning more and more about the world of personal and commercial finance. Traveling, reading, and spending time with family and friends as much as possible are my top three things that I am most passionate about in my life at this time.

After leaving high school, I ventured into a career as a pharmacy technician after completing the required training and certification. While working full-time, I began to pursue further education and subsequently received a degree in Management Studies with honors. My career as a pharmacy technician spanned 13 years; 7 years in Jamaica and the following 6 years in the Cayman Islands. An opportunity to venture into management came up within my organization and I was offered the post of Health and Safety Officer/Disaster Coordinator. In this post I have gained a lot of experience in disaster preparedness, disaster mitigation and business continuity. Also, I had to coordinate safety training for staff, carry out safety inspections and monitor the overall health and safety of employees and patients within the organization. I have had the opportunity to work with international organizations such as Pan American Health Organization (PAHO) and I have received additional training with these organizations. As a result, I am well-versed in disaster management and health and safety of organizations and employees. Coordinating and conducting training for employees has also helped me to widen my knowledge base and improved my competencies in public speaking and organizational skills.

I am a Master builder in Florida. I am a retire Scout Master of the BSA. I am a Florida Master naturalist. I am a Ste Certified Building Contractor. I am a specialist in problem solving related to buildings and materials deteriation and mitigation.

Creator of the 'NINE DIMENSIONS' assessment model, Lisa Fomin specializes in: - Corporate project management - Change management - Risk mitigation

Francesca is a world-traveler who speaks a couple of languages fluently and can order food and make a fool of herself in at least half a dozen others. She works as a landscape architect on issues of disaster planning and mitigation.

Realtor Mortgage Broker Loss Mitigation

I am 57 and have worked a variety of jobs including the construction trades, cab driver, and sales. I am currently starting in loss mitigation (helping people in foreclosure).

Real Estate Agent Loss Mitigation Specialist Real Estate Appraiser Trainee

20 something business professional, soon to be wed, saving for a home, kids, and the future

Marcin Kubik is a developer of ideas. He has spent the greater part of the last decade analyzing, developing strategies, and brainstorming new technological, social, geopolitical systemic and singular solutions to a wide range of problems the world has faced and is till facing today. The dissemination, inception and distribution of his innovative yet quite often very simple and precedent based strategies has mainly happened anonymously through the internet. During this time he has also kept a blog which helped him develop his writing skill and acquire a wide ranging general knowledge of the fabric of human civilization and physical realities of the universe we inhabit.

Stormie and Alex O'Neil; Experienced, knowledgeable, dog-friendly travel experts focused on elevating the well being of traveling dog lovers and their four legged pals by sharing their life and travel adventures, reporting on the good, bad and newly improved of the best Doggie stay and play.

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I am a US permanent resident from December, 2007. I am a senior citizen and is an amputee due to diabetes. I have been involved in writing technical reports and coordinating negotiating activities in Climate Change from a third world perspective.

I have lived and worked in the Missoula Valley most of my life. I am a freelance writer and emergency management specialist. I operate my own small consulting firm for business disaster preparedness and also function as a corporate education specialist and online content development expert.