The Capitalist's Short Guide to Becoming Financially Secure: How to Be Black (or Other...) And Rich in America

Ever wonder why all other races are rich more often than blacks? It's they understand what America is. This is a capitalist society, a basket of crabs. The rich get richer and the poor get poorer. It's your job to not be the poorer. We aren't communist, we aren't equal. Some people are made to be on the top, or the middle, even the bottom. Capitalism is about business, money, the economy. You will never be rich working for someone else. Own your own! This is not a sharing country or a helping country, it's dog eat dog. Don't rent, don't lease, no credit cards. Own your house or car, stocks, and own your own business. Even if it's a small business, you will make more money in this country than if you work for someone.

We are a rule based country, a law based country. You need college, and you need to know the law. Other races know the law, they get education and most importantly they learn economics! USA is all economics and laws. With a little knowledge you can bend the rules and profit. Next is to think big, if you want to do something think of what would be bigger than that. Now I know racism still exists and so does prejudice and discrimination, but you can't let that stop you. You need to work in the mind frame of ONE, you only need one person to help you get a loan or approve your business. All the others who deny you mean nothing, take it and move on.

Most importantly give back to others. People have this "Save the world" mentality, but you can't save all the poor people everywhere. What you can do is give someone a hand up, be nice to people. You can only help people who want to help themselves. Keep a positive outlook, you will attract good things to you. And lastly write things you'd like to do in past tense, like "In 2008, I made my first sale."

In case you wanted to be lazy and skip the previous paragraph, here's a recap.

America is capitalist
The rich get richer and the poor get poorer. Don't be poorer.

Own your own
Don't rent, don't lease, don't borrow, don't use credit. Own your own house and business. Sign your own checks.

Assets, not cash
Rich people aren't rich because they have lots of money. They have assets, like houses, businesses, stocks, bonds, rental properties, priceless paintings, jewelry. Remember assets are only assets when they make you money, or you can sell them for equal profit. No, your TV, car, or Gucci purse isn't a asset.

Save, save, save
Poor people spend, rich people save. ALWAYS SAVE some money from every paycheck! Money is like a rolling snowball, the more money you have the more money it will make for you. That's why the rich are richer, they aren't spending like the poor. Always track your finances and bills and pay close attention to where every dime of your money is going.

Educate yourself
There are certain things everyone should know, the law, business, and economics. I prefer college, but a book will do. Just educate yourself, because it is easy to be discriminated against if you are ignorant. You can pursue any career you want, but if you want to succeed in America you must learn the America way.

Think big (no, even bigger...)
Want to be a hairstylist? Own your own salon. Want to be a lawyer? Own your own law firm. Like to cook? Create your own restaurant. Every time you think of something think of the next biggest step. Open your mind to the possibilities.

Don't work.
You will never get anywhere being a worker. Starting at the bottom is fine but the more you move up, the more money you make. Even at McDonald's, Owners make more than managers, but even managers make more than workers. This is true for every profession. Think about it.

Quick Fact : If a company can afford to pay someone a million dollars a year, how much do you think the owner has made that year? Probably 20 times that amount.

Stay positive
Believe deep inside that you will succeed, and you will. Think in the mindset of one, you only need one person to help you, the others who deny you mean nothing.
Make goals in the past tense, like " I finally had my 100th customer in June".

Give back
You can't save everyone, but you can help someone who wants to help themselves but doesn't know how. Helping others is the greatest thing you can do. Educate others, because if you teach a man to fish, he will eat forever.

Money is power
Do you really think it's possible to spend 40 million dollars? There are only three things money can be used for, to spend, to save, or to influence. Think Donald Trump. He has power over so many people without spending a dime, and when he does it can influence anything he wants.

Sell... Don't buy
America's economy is fueled by consumers. Every single thing you can think of is run and dictated by consumers, and everyone who is rich is rich because they had something to sell. People who buy make people who sell, rich. Examples include Trump sells buildings, Hilton sells hotel rooms, Artists sell records, MTV, Google, and Oprah sell advertising, Versace sells clothes, all that poor people buy.
TV, Radio, Internet are all existing because of adverting. They are not for enjoyment, they are to sell, Be a Seller.

Scource: Encarta ® World English Dictionary © & (P) 1998-2005 Microsoft Corporation. All rights reserved.